bunq vs N26
See why bunq is the smarter way to bank— with flexible plans, innovative features, and a seamless experience designed for modern life.
bunq vs N26
See why bunq is the smarter way to bank— with flexible plans, innovative features, and a seamless experience designed for modern life.
bunq vs N26
See why bunq is the smarter way to bank— with flexible plans, innovative features, and a seamless experience designed for modern life.
Compare Personal Accounts
bunq
N26
Pricing & Plans
4 Plans starting from €0.00/month
4 Plans starting from €0.00/month
4 Plans starting from €0.00/month
5 Plans
5 Plans
5 Plans
Core Banking
25 unique IBANs
25 unique IBANs
25 unique IBANs
1 IBAN
1 IBAN
1 IBAN
Up to 25 accounts
Up to 25 accounts
Up to 25 accounts
1 free account
1 free account
1 free account
Payments & Transactions
€0,27 per request
€0,27 per request
€0,27 per request
€0,30 per request
€0,30 per request
€0,30 per request
Physical card with paid plan
Physical card with paid plan
Physical card with paid plan
Physical card with paid plan
Physical card with paid plan
Physical card with paid plan
Free digital debit card
Free digital debit card
Free digital debit card
Free digital debit card
Free digital debit card
Free digital debit card
2.01% on deposits
2.01% on deposits
2.01% on deposits
Up to 2.00% on deposits
Up to 2.00% on deposits
Up to 2.00% on deposits
Up to 6 ATM withdrawals monthy
Up to 6 ATM withdrawals monthy
Up to 6 ATM withdrawals monthy
8 free withdrawals per month
8 free withdrawals per month
8 free withdrawals per month
Support & Security
Deposits insured up to €100,000
Deposits insured up to €100,000
Deposits insured up to €100,000
Deposits insured up to €100,000
Deposits insured up to €100,000
Deposits insured up to €100,000
Sustainability
Comparison based on publicly available information as of 08/05/2025. Features and pricing may change. Please check respective websites for the latest details.
Comparison based on publicly available information as of 08/05/2025. Features and pricing may change. Please check respective websites for the latest details.
Comparison based on publicly available information as of 08/05/2025. Features and pricing may change. Please check respective websites for the latest details.
Bank account & Savings account
Take your budgeting to the next level by organizing your finances with up to 5 dedicated money pots. Each with a unique IBAN, so you can easily transfer money and even use them for direct debits.
Bank account & Savings account
Take your budgeting to the next level by organizing your finances with up to 5 dedicated money pots. Each with a unique IBAN, so you can easily transfer money and even use them for direct debits.
Bank account & Savings account
Take your budgeting to the next level by organizing your finances with up to 5 dedicated money pots. Each with a unique IBAN, so you can easily transfer money and even use them for direct debits.
Switching to bunq is Easy
Easily move your banking to bunq with our Switch Service. Request the Switch Service in the app, and we’ll make sure all payments and direct debits from your old account(s) are redirected to your new bunq account. That way you don't need to worry about updating your details across all your subscriptions and services.
Switching to bunq is Easy
Easily move your banking to bunq with our Switch Service. Request the Switch Service in the app, and we’ll make sure all payments and direct debits from your old account(s) are redirected to your new bunq account. That way you don't need to worry about updating your details across all your subscriptions and services.
Switching to bunq is Easy
Easily move your banking to bunq with our Switch Service. Request the Switch Service in the app, and we’ll make sure all payments and direct debits from your old account(s) are redirected to your new bunq account. That way you don't need to worry about updating your details across all your subscriptions and services.
Trusted by millions of users
Join over 20 million users on the bunq platform
Insured up to €100,000
Your money is protected by the Dutch Deposit Guarantee Scheme (DGS).
Card Payment Refunds
Your money is protected if something doesn't go as planned.
Instant Payments
Send and receive money instantly, no waiting.
24/7 support
Instant help in your language, whenever you need it.
Trusted by millions of users
Join over 20 million users on the bunq platform
Insured up to €100,000
Your money is protected by the Dutch Deposit Guarantee Scheme (DGS).
Card Payment Refunds
Your money is protected if something doesn't go as planned.
Instant Payments
Send and receive money instantly, no waiting.
24/7 support
Instant help in your language, whenever you need it.
Trusted by millions of users
Join over 20 million users on the bunq platform
Insured up to €100,000
Your money is protected by the Dutch Deposit Guarantee Scheme (DGS).
Card Payment Refunds
Your money is protected if something doesn't go as planned.
Instant Payments
Send and receive money instantly, no waiting.
24/7 support
Instant help in your language, whenever you need it.
Choose your plan
Try it free for 30 days, no strings attached.
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bunq Free
Free
The essentials to get you started.
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bunq Core
€3.99/month
The bank account for everyday use.
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bunq Pro
€9.99/month
The bank account that makes budgeting easy.
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bunq Elite
€18.99/month
The bank account designed for your international lifestyle.
Choose your plan
Try it free for 30 days, no strings attached.
bunq Free
Free
The essentials to get you started.
bunq Core
€3.99/month
The bank account for everyday use.
bunq Pro
€9.99/month
The bank account that makes budgeting easy.
bunq Elite
€18.99/month
The bank account designed for your international lifestyle.
Choose your plan
Try it free for 30 days, no strings attached.
bunq Free
Free
The essentials to get you started.
bunq Core
€3.99/month
The bank account for everyday use.
bunq Pro
€9.99/month
The bank account that makes budgeting easy.
bunq Elite
€18.99/month
The bank account designed for your international lifestyle.
Open your bank account in just 5 minutes
All you need to get started is your phone and ID.
Open your bank account in just 5 minutes
All you need to get started is your phone and ID.
Open your bank account in just 5 minutes
All you need to get started is your phone and ID.