100K
Insured
Your money is protected by the Deposit Guarantee Scheme.
Your bunq Account in The Netherlands
Get a Dutch IBAN from a licensed EU bank on your phone. Start your 30-day free trial with just your phone and ID.
Your bunq Account in The Netherlands
Get a Dutch IBAN from a licensed EU bank on your phone. Start your 30-day free trial with just your phone and ID.
Your bunq Account in The Netherlands
Get a Dutch IBAN from a licensed EU bank on your phone. Start your 30-day free trial with just your phone and ID.
Bank with confidence
Clear, straightforward banking, so you can focus on what matters.
20M+
Users
Millions across Europe trust bunq for their everyday banking.
24/7
Support
Get help instantly in your language, day or night.
Bank with confidence
Clear, straightforward banking, so you can focus on what matters.
100K
Insured
Your money is protected by the Deposit Guarantee Scheme.
20M+
Users
Millions across Europe trust bunq for their everyday banking.
24/7
Support
Get help instantly in your language, day or night.
Bank with confidence
Clear, straightforward banking, so you can focus on what matters.
100K
Insured
Your money is protected by the Deposit Guarantee Scheme.
20M+
Users
Millions across Europe trust bunq for their everyday banking.
24/7
Support
Get help instantly in your language, day or night.
Is bunq a bank in the Netherlands?
Yes. bunq is a fully licensed Dutch bank, supervised by De Nederlandsche Bank and headquartered in Amsterdam. Your eligible deposits are protected up to €100,000 by the Dutch Deposit Guarantee Scheme.
Is bunq a bank in the Netherlands?
Yes. bunq is a fully licensed Dutch bank, supervised by De Nederlandsche Bank and headquartered in Amsterdam. Your eligible deposits are protected up to €100,000 by the Dutch Deposit Guarantee Scheme.
Is bunq a bank in the Netherlands?
Yes. bunq is a fully licensed Dutch bank, supervised by De Nederlandsche Bank and headquartered in Amsterdam. Your eligible deposits are protected up to €100,000 by the Dutch Deposit Guarantee Scheme.
Can I get a Dutch IBAN with bunq?
Open a bunq account with a Dutch IBAN and use it for salary payments, direct debits, bills, and everyday spending in the Netherlands.
Can I get a Dutch IBAN with bunq?
Open a bunq account with a Dutch IBAN and use it for salary payments, direct debits, bills, and everyday spending in the Netherlands.
Can I get a Dutch IBAN with bunq?
Open a bunq account with a Dutch IBAN and use it for salary payments, direct debits, bills, and everyday spending in the Netherlands.
How do I open a bunq account?
Download the bunq app, verify your identity with your ID or passport, and start banking online. No branch visits needed.
How do I open a bunq account?
Download the bunq app, verify your identity with your ID or passport, and start banking online. No branch visits needed.
How do I open a bunq account?
Download the bunq app, verify your identity with your ID or passport, and start banking online. No branch visits needed.
Is bunq a real bank?
Yes. Founded in 2012, bunq is trusted by millions of people across Europe for its transparent, mobile-first approach to banking. In the Netherlands, you can use bunq to manage your money securely, easily, and all in one app.
Is bunq a real bank?
Yes. Founded in 2012, bunq is trusted by millions of people across Europe for its transparent, mobile-first approach to banking. In the Netherlands, you can use bunq to manage your money securely, easily, and all in one app.
Is bunq a real bank?
Yes. Founded in 2012, bunq is trusted by millions of people across Europe for its transparent, mobile-first approach to banking. In the Netherlands, you can use bunq to manage your money securely, easily, and all in one app.
How can I add money to my bunq account?
Top up your bunq account by bank transfer, SEPA Instant, iDEAL, cash deposit, or ATM deposit, depending on what’s available to you in the app.
How can I add money to my bunq account?
Top up your bunq account by bank transfer, SEPA Instant, iDEAL, cash deposit, or ATM deposit, depending on what’s available to you in the app.
How can I add money to my bunq account?
Top up your bunq account by bank transfer, SEPA Instant, iDEAL, cash deposit, or ATM deposit, depending on what’s available to you in the app.
What country is bunq from?
bunq was founded in the Netherlands and is headquartered in Amsterdam. Today, we serve people and businesses across Europe, with local features built for everyday banking in the Netherlands.
What country is bunq from?
bunq was founded in the Netherlands and is headquartered in Amsterdam. Today, we serve people and businesses across Europe, with local features built for everyday banking in the Netherlands.
What country is bunq from?
bunq was founded in the Netherlands and is headquartered in Amsterdam. Today, we serve people and businesses across Europe, with local features built for everyday banking in the Netherlands.
Can I use bunq to get my salary?
Yes. Use your bunq Duch IBAN to receive your salary in the Netherlands, just like with any other Dutch bank account.
Can I use bunq to get my salary?
Yes. Use your bunq Duch IBAN to receive your salary in the Netherlands, just like with any other Dutch bank account.
Can I use bunq to get my salary?
Yes. Use your bunq Duch IBAN to receive your salary in the Netherlands, just like with any other Dutch bank account.
Can I use iDEAL with bunq?
Yes. You can use bunq for iDEAL payments at Dutch webshops and services.
Can I use iDEAL with bunq?
Yes. You can use bunq for iDEAL payments at Dutch webshops and services.
Can I use iDEAL with bunq?
Yes. You can use bunq for iDEAL payments at Dutch webshops and services.
Compare bunq to other European banks
Find the account that fits how you bank, from local IBANs to privacy, licences and everyday features.
| Feature | Revolut | N26 | ING | Wise | ||
|---|---|---|---|---|---|---|
| Banking License | Full Dutch banking licence (DNB supervised) | EU bank (LT licence, passported) | Full DE banking licence (BaFin/ECB) | Full NL bank (DNB supervised) | UK EMI (not a deposit bank) | |
| IBAN | NL IBAN; Pro/Elite up to 25 IBANs (NL, DE, ES, FR, IE) | LT IBAN; local NL IBAN rollout | DE IBAN; iDEAL via Wero | NL IBAN with iDEAL | BE IBAN; multi-currency account | |
| Eco features | 1 tree per €100 card spend (Elite plan) | Revolut Green: CO₂ tracking (paid) | Internal carbon tax; ESG investing | Group green & transition lending | No consumer eco-banking features | |
| Data privacy | GDPR; we do not sell your data | GDPR; states data is not sold | GDPR; EU data processing | GDPR; Dutch DPA-approved BCRs | GDPR-compliant processing |
Compare bunq to other European banks
Find the account that fits how you bank, from local IBANs to privacy, licences and everyday features.
| Feature | Revolut | N26 | ING | Wise | ||
|---|---|---|---|---|---|---|
| Banking License | Full Dutch banking licence (DNB supervised) | EU bank (LT licence, passported) | Full DE banking licence (BaFin/ECB) | Full NL bank (DNB supervised) | UK EMI (not a deposit bank) | |
| IBAN | NL IBAN; Pro/Elite up to 25 IBANs (NL, DE, ES, FR, IE) | LT IBAN; local NL IBAN rollout | DE IBAN; iDEAL via Wero | NL IBAN with iDEAL | BE IBAN; multi-currency account | |
| Eco features | 1 tree per €100 card spend (Elite plan) | Revolut Green: CO₂ tracking (paid) | Internal carbon tax; ESG investing | Group green & transition lending | No consumer eco-banking features | |
| Data privacy | GDPR; we do not sell your data | GDPR; states data is not sold | GDPR; EU data processing | GDPR; Dutch DPA-approved BCRs | GDPR-compliant processing |
Compare bunq to other European banks
Find the account that fits how you bank, from local IBANs to privacy, licences and everyday features.
| Feature | Revolut | N26 | ING | Wise | ||
|---|---|---|---|---|---|---|
| Banking License | Full Dutch banking licence (DNB supervised) | EU bank (LT licence, passported) | Full DE banking licence (BaFin/ECB) | Full NL bank (DNB supervised) | UK EMI (not a deposit bank) | |
| IBAN | NL IBAN; Pro/Elite up to 25 IBANs (NL, DE, ES, FR, IE) | LT IBAN; local NL IBAN rollout | DE IBAN; iDEAL via Wero | NL IBAN with iDEAL | BE IBAN; multi-currency account | |
| Eco features | 1 tree per €100 card spend (Elite plan) | Revolut Green: CO₂ tracking (paid) | Internal carbon tax; ESG investing | Group green & transition lending | No consumer eco-banking features | |
| Data privacy | GDPR; we do not sell your data | GDPR; states data is not sold | GDPR; EU data processing | GDPR; Dutch DPA-approved BCRs | GDPR-compliant processing |
Disclaimer
Comparison based on publicly available information as of May 2026. Features may change; passported banks may use home-country deposit protection.
Disclaimer
Comparison based on publicly available information as of May 2026. Features may change; passported banks may use home-country deposit protection.
Disclaimer
Comparison based on publicly available information as of May 2026. Features may change; passported banks may use home-country deposit protection.
Frequently Asked Questions
Find clear answers about using bunq in the Netherlands, from opening an account to keeping your money safe.
Yes. bunq holds a European banking licence, and eligible deposits are protected under the Dutch Deposit Guarantee Scheme (DGS) up to €100,000 per depositor.
You’ll need a smartphone with the bunq app, a supported ID, a residential address in a supported EEA country, and your Tax Identification Number (TIN). Signup is fully digital and designed to take about five minutes.
Eligible deposits are protected under the Dutch Deposit Guarantee Scheme (DGS) up to €100,000 per depositor where the rules apply.
We also use features like IBAN name checks, fraud monitoring, remote-access detection, and extra security warnings. See the help article for more on how we protect your account.
Yes. bunq is a European bank based in the Netherlands, supervised by De Nederlandsche Bank (DNB). We hold a European banking licence and serve customers across the EEA.
Download the bunq app, tap Get Started or Sign up in 5 minutes, and follow the steps. You’ll need your phone, personal details, address, and a supported ID for verification.
Use original plastic documents only (no scans). In the EU we accept plastic driver’s licenses, national ID cards (Italy: plastic only), valid residence permit cards, and passports. The in-app verification flow tells you exactly what to show.
Frequently Asked Questions
Find clear answers about using bunq in the Netherlands, from opening an account to keeping your money safe.
Yes. bunq holds a European banking licence, and eligible deposits are protected under the Dutch Deposit Guarantee Scheme (DGS) up to €100,000 per depositor.
You’ll need a smartphone with the bunq app, a supported ID, a residential address in a supported EEA country, and your Tax Identification Number (TIN). Signup is fully digital and designed to take about five minutes.
Eligible deposits are protected under the Dutch Deposit Guarantee Scheme (DGS) up to €100,000 per depositor where the rules apply.
We also use features like IBAN name checks, fraud monitoring, remote-access detection, and extra security warnings. See the help article for more on how we protect your account.
Yes. bunq is a European bank based in the Netherlands, supervised by De Nederlandsche Bank (DNB). We hold a European banking licence and serve customers across the EEA.
Download the bunq app, tap Get Started or Sign up in 5 minutes, and follow the steps. You’ll need your phone, personal details, address, and a supported ID for verification.
Use original plastic documents only (no scans). In the EU we accept plastic driver’s licenses, national ID cards (Italy: plastic only), valid residence permit cards, and passports. The in-app verification flow tells you exactly what to show.
Frequently Asked Questions
Find clear answers about using bunq in the Netherlands, from opening an account to keeping your money safe.
Yes. bunq holds a European banking licence, and eligible deposits are protected under the Dutch Deposit Guarantee Scheme (DGS) up to €100,000 per depositor.
You’ll need a smartphone with the bunq app, a supported ID, a residential address in a supported EEA country, and your Tax Identification Number (TIN). Signup is fully digital and designed to take about five minutes.
Eligible deposits are protected under the Dutch Deposit Guarantee Scheme (DGS) up to €100,000 per depositor where the rules apply.
We also use features like IBAN name checks, fraud monitoring, remote-access detection, and extra security warnings. See the help article for more on how we protect your account.
Yes. bunq is a European bank based in the Netherlands, supervised by De Nederlandsche Bank (DNB). We hold a European banking licence and serve customers across the EEA.
Download the bunq app, tap Get Started or Sign up in 5 minutes, and follow the steps. You’ll need your phone, personal details, address, and a supported ID for verification.
Use original plastic documents only (no scans). In the EU we accept plastic driver’s licenses, national ID cards (Italy: plastic only), valid residence permit cards, and passports. The in-app verification flow tells you exactly what to show.
Start banking your way in the Netherlands
Open your bunq account in minutes and manage your money in Dutch, English, or 33+ other languages.
Start banking your way in the Netherlands
Open your bunq account in minutes and manage your money in Dutch, English, or 33+ other languages.
Start banking your way in the Netherlands
Open your bunq account in minutes and manage your money in Dutch, English, or 33+ other languages.
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Explore guides and articles to help you get more out of your bunq account in the Netherlands.
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Keep exploring
Explore guides and articles to help you get more out of your bunq account in the Netherlands.
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How Expats Can Buy Property in the Netherlands
Learn how bunq’s Easy Mortgage makes it simple for expats to buy property in the Netherlands.
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Essential Bank Features for Expats in Europe
IBAN accounts, multi-currency cards, and instant English support, what expats actually need from a European bank in the first 90 days.
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How to Open a Bank Account in the Netherlands
Set up your banking easily when moving to the Netherlands with bunq’s simple account setup.
Disclaimer
Comparison details may change over time. Check the latest terms, fees, and eligibility before choosing an account.
Disclaimer
Comparison details may change over time. Check the latest terms, fees, and eligibility before choosing an account.
Disclaimer
Comparison details may change over time. Check the latest terms, fees, and eligibility before choosing an account.