100K
Insured
Your money is protected by the Deposit Guarantee Scheme.
Your bunq Account in Spain
Get a Spanish IBAN from a licensed EU bank on your phone. Start your 30-day free trial with just your phone and ID.
Your bunq Account in Spain
Get a Spanish IBAN from a licensed EU bank on your phone. Start your 30-day free trial with just your phone and ID.
Your bunq Account in Spain
Get a Spanish IBAN from a licensed EU bank on your phone. Start your 30-day free trial with just your phone and ID.
Bank with confidence
Clear, straightforward banking, so you can focus on what matters.
20M+
Users
Millions across Europe trust bunq for their everyday banking.
24/7
Support
Get help instantly in your language, day or night.
Bank with confidence
Clear, straightforward banking, so you can focus on what matters.
100K
Insured
Your money is protected by the Deposit Guarantee Scheme.
20M+
Users
Millions across Europe trust bunq for their everyday banking.
24/7
Support
Get help instantly in your language, day or night.
Bank with confidence
Clear, straightforward banking, so you can focus on what matters.
100K
Insured
Your money is protected by the Deposit Guarantee Scheme.
20M+
Users
Millions across Europe trust bunq for their everyday banking.
24/7
Support
Get help instantly in your language, day or night.
Is bunq available in Spain?
Yes. You can open a bunq account in Spain with a Spanish IBAN for salary payments, direct debits, bills, and everyday spending.
Is bunq available in Spain?
Yes. You can open a bunq account in Spain with a Spanish IBAN for salary payments, direct debits, bills, and everyday spending.
Is bunq available in Spain?
Yes. You can open a bunq account in Spain with a Spanish IBAN for salary payments, direct debits, bills, and everyday spending.
Is bunq a real bank?
Yes. Founded in 2012, bunq is trusted by millions of people across Europe for its transparent, mobile-first approach to banking. In Spain, you can use bunq to manage your money securely, easily, and all in one app.
Is bunq a real bank?
Yes. Founded in 2012, bunq is trusted by millions of people across Europe for its transparent, mobile-first approach to banking. In Spain, you can use bunq to manage your money securely, easily, and all in one app.
Is bunq a real bank?
Yes. Founded in 2012, bunq is trusted by millions of people across Europe for its transparent, mobile-first approach to banking. In Spain, you can use bunq to manage your money securely, easily, and all in one app.
Is my money safe with bunq?
Yes. Your eligible deposits are protected up to €100,000 by the Dutch Deposit Guarantee Scheme, similar to the protection offered by traditional Spanish banks.
Is my money safe with bunq?
Yes. Your eligible deposits are protected up to €100,000 by the Dutch Deposit Guarantee Scheme, similar to the protection offered by traditional Spanish banks.
Is my money safe with bunq?
Yes. Your eligible deposits are protected up to €100,000 by the Dutch Deposit Guarantee Scheme, similar to the protection offered by traditional Spanish banks.
Is bunq better than Revolut?
bunq is built for people who want a fully licensed bank with local IBANs, savings, cards, budgeting tools, and everyday banking in one app.
Is bunq better than Revolut?
bunq is built for people who want a fully licensed bank with local IBANs, savings, cards, budgeting tools, and everyday banking in one app.
Is bunq better than Revolut?
bunq is built for people who want a fully licensed bank with local IBANs, savings, cards, budgeting tools, and everyday banking in one app.
Compare bunq to other European banks
Find the account that fits how you bank, from local IBANs to privacy, licences and everyday features.
| Feature | Revolut | N26 | Openbank | Imagin | ||
|---|---|---|---|---|---|---|
| Banking License | Full Dutch banking licence (DNB supervised) | EU bank (LT licence, passported) | Full DE bank; ES branch (BdE) | Full ES bank (Santander Group) | Full ES bank (CaixaBank brand) | |
| IBAN | NL IBAN; Pro/Elite up to 25 IBANs (NL, DE, ES, FR, IE) | ES IBAN for Spain residents | ES IBAN | ES IBAN with Bizum | ES IBAN with Bizum | |
| Eco features | 1 tree per €100 card spend (Elite plan) | Group sustainability reporting | Operational emissions reduction | Green mortgages & ESG lending (ES) | CaixaBank group sustainability | |
| Data privacy | GDPR; we do not sell your data | GDPR; Lithuanian lead authority | GDPR; German lead authority | GDPR; Spanish AEPD oversight | GDPR under Spanish law |
Compare bunq to other European banks
Find the account that fits how you bank, from local IBANs to privacy, licences and everyday features.
| Feature | Revolut | N26 | Openbank | Imagin | ||
|---|---|---|---|---|---|---|
| Banking License | Full Dutch banking licence (DNB supervised) | EU bank (LT licence, passported) | Full DE bank; ES branch (BdE) | Full ES bank (Santander Group) | Full ES bank (CaixaBank brand) | |
| IBAN | NL IBAN; Pro/Elite up to 25 IBANs (NL, DE, ES, FR, IE) | ES IBAN for Spain residents | ES IBAN | ES IBAN with Bizum | ES IBAN with Bizum | |
| Eco features | 1 tree per €100 card spend (Elite plan) | Group sustainability reporting | Operational emissions reduction | Green mortgages & ESG lending (ES) | CaixaBank group sustainability | |
| Data privacy | GDPR; we do not sell your data | GDPR; Lithuanian lead authority | GDPR; German lead authority | GDPR; Spanish AEPD oversight | GDPR under Spanish law |
Compare bunq to other European banks
Find the account that fits how you bank, from local IBANs to privacy, licences and everyday features.
| Feature | Revolut | N26 | Openbank | Imagin | ||
|---|---|---|---|---|---|---|
| Banking License | Full Dutch banking licence (DNB supervised) | EU bank (LT licence, passported) | Full DE bank; ES branch (BdE) | Full ES bank (Santander Group) | Full ES bank (CaixaBank brand) | |
| IBAN | NL IBAN; Pro/Elite up to 25 IBANs (NL, DE, ES, FR, IE) | ES IBAN for Spain residents | ES IBAN | ES IBAN with Bizum | ES IBAN with Bizum | |
| Eco features | 1 tree per €100 card spend (Elite plan) | Group sustainability reporting | Operational emissions reduction | Green mortgages & ESG lending (ES) | CaixaBank group sustainability | |
| Data privacy | GDPR; we do not sell your data | GDPR; Lithuanian lead authority | GDPR; German lead authority | GDPR; Spanish AEPD oversight | GDPR under Spanish law |
Disclaimer
Comparison based on publicly available information as of May 2026. Features may change; passported banks may use home-country deposit protection.
Disclaimer
Comparison based on publicly available information as of May 2026. Features may change; passported banks may use home-country deposit protection.
Disclaimer
Comparison based on publicly available information as of May 2026. Features may change; passported banks may use home-country deposit protection.
Frequently Asked Questions
Find clear answers about using bunq in Spain, from opening an account to keeping your money safe.
Yes. bunq holds a European banking licence, and eligible deposits are protected under the Dutch Deposit Guarantee Scheme (DGS) up to €100,000 per depositor.
You’ll need a smartphone with the bunq app, a supported ID, a residential address in a supported EEA country, and your Tax Identification Number (TIN). Signup is fully digital and designed to take about five minutes.
If you don’t have a fixed address yet, you may still sign up when you reside in or are a citizen of a supported EEA country. We may ask for proof of residence in the app or via Support.
Eligible deposits are protected under the Dutch Deposit Guarantee Scheme (DGS) up to €100,000 per depositor where the rules apply.
We also use features like IBAN name checks, fraud monitoring, remote-access detection, and extra security warnings. See the help article for more on how we protect your account.
Download the bunq app, tap Get Started or Sign up in 5 minutes, and follow the steps. You’ll need your phone, personal details, address, and a supported ID for verification.
Use original plastic documents only (no scans). In the EU we accept plastic driver’s licenses, national ID cards (Italy: plastic only), valid residence permit cards, and passports. The in-app verification flow tells you exactly what to show.
Frequently Asked Questions
Find clear answers about using bunq in Spain, from opening an account to keeping your money safe.
Yes. bunq holds a European banking licence, and eligible deposits are protected under the Dutch Deposit Guarantee Scheme (DGS) up to €100,000 per depositor.
You’ll need a smartphone with the bunq app, a supported ID, a residential address in a supported EEA country, and your Tax Identification Number (TIN). Signup is fully digital and designed to take about five minutes.
If you don’t have a fixed address yet, you may still sign up when you reside in or are a citizen of a supported EEA country. We may ask for proof of residence in the app or via Support.
Eligible deposits are protected under the Dutch Deposit Guarantee Scheme (DGS) up to €100,000 per depositor where the rules apply.
We also use features like IBAN name checks, fraud monitoring, remote-access detection, and extra security warnings. See the help article for more on how we protect your account.
Download the bunq app, tap Get Started or Sign up in 5 minutes, and follow the steps. You’ll need your phone, personal details, address, and a supported ID for verification.
Use original plastic documents only (no scans). In the EU we accept plastic driver’s licenses, national ID cards (Italy: plastic only), valid residence permit cards, and passports. The in-app verification flow tells you exactly what to show.
Frequently Asked Questions
Find clear answers about using bunq in Spain, from opening an account to keeping your money safe.
Yes. bunq holds a European banking licence, and eligible deposits are protected under the Dutch Deposit Guarantee Scheme (DGS) up to €100,000 per depositor.
You’ll need a smartphone with the bunq app, a supported ID, a residential address in a supported EEA country, and your Tax Identification Number (TIN). Signup is fully digital and designed to take about five minutes.
If you don’t have a fixed address yet, you may still sign up when you reside in or are a citizen of a supported EEA country. We may ask for proof of residence in the app or via Support.
Eligible deposits are protected under the Dutch Deposit Guarantee Scheme (DGS) up to €100,000 per depositor where the rules apply.
We also use features like IBAN name checks, fraud monitoring, remote-access detection, and extra security warnings. See the help article for more on how we protect your account.
Download the bunq app, tap Get Started or Sign up in 5 minutes, and follow the steps. You’ll need your phone, personal details, address, and a supported ID for verification.
Use original plastic documents only (no scans). In the EU we accept plastic driver’s licenses, national ID cards (Italy: plastic only), valid residence permit cards, and passports. The in-app verification flow tells you exactly what to show.
Start banking your way in Spain
Open your bunq account in minutes and manage your money in Spanish, English, or 33+ other languages.
Start banking your way in Spain
Open your bunq account in minutes and manage your money in Spanish, English, or 33+ other languages.
Start banking your way in Spain
Open your bunq account in minutes and manage your money in Spanish, English, or 33+ other languages.
Keep exploring
Explore guides and articles to help you get more out of your bunq account in Spain.
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Opening a Bank Account as an Expat: What You Need to Know
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Keep exploring
Explore guides and articles to help you get more out of your bunq account in Spain.
Travel2 minute read
Opening a Bank Account as an Expat: What You Need to Know
Moving to a new country? With bunq, opening an account is simple, fast, and fully mobile from day one.
Travel3 minute read
Why bunq is the Best Choice for Expats in Spain
Moving to Spain? Why bunq fits expats, travellers, and anyone who wants hassle-free money management.
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