New city, new routines, new possibilities. But too often, opening a local bank account feels like a full-time job. That’s why expats across Europe choose bunq. You can open your account in 5 minutes, get a Foreign IBAN right away, and manage everything from your phone—in English, or whichever language suits you best.
Here’s how real expats are using bunq to settle in smoothly and enjoy more of what they came for.
Ravi, Engineer from India
Living in Berlin, Germany
Ravi set up his bunq account before his first day of work—no paperwork, no waiting. He got a German IBAN instantly, created a sub-account for rent, and started saving automatically from day one.
With bunq, he:
Pays rent from a dedicated Bank Account
Round up daily expenses to save for weekend trips
Get notified instantly when his salary comes in
Spend in INR with ZeroFX
“Everything’s in one place — and 100% mobile.” — Ravi
Sofia, Software Engineer from Brazil
Living in Paris, France
Sofia shares a flat with two other expats. bunq makes splitting expenses simple — from groceries to internet to late-night takeout.
She also:
Uses a Joint Account for shared household costs
Sets a monthly budget for dining out (and sticks to it — mostly)
Saves for travel automatically with AutoSave
“All in English, and no printer needed. Finally.” — Sofia
Matteo, Student from Italy
Studying in Amsterdam, Netherlands
Matteo joined bunq on his way to university. He didn’t have a BSN yet, but still got a Dutch IBAN and Virtual Card in minutes—all set to go.
With bunq, he:
Pays for public transport and food with his Virtual Card
Keeps tuition, groceries, and fun money in separate accounts
Splits group dinners with bunq.me
Saves in the background with round-ups
“My money’s more organized than my uni notes.” — Matteo
Aisha, Student from Canada
Studying in Barcelona, Spain
From Ottawa to Barcelona, Aisha wanted a smooth transition. With bunq, she set up her finances in just a few taps and got on with exploring her new city.
She uses bunq to:
Set up separate Bank Accounts for rent, groceries, and travel
Pay with her phone—no cash, no hassle
Send and receive money from home with Foreign Currencies Account
“I even have a Bank Account just for churros and hot chocolate.” — Aisha
Why expats choose bunq
Wherever you go, bunq helps you feel at home faster:
Open your account in 5 minutes
Get a local IBAN for Germany, France, the Netherlands, Spain, or Ireland
No local tax number needed to start
App and support in English (and 35+ languages)
Mobile. Flexible. Made for life abroad.
Join thousands of expats using bunq to feel in control and enjoy more of what’s ahead.