Travel insurance helps cover unexpected costs when you are away from home: medical emergencies, trip cancellation, lost baggage, or travel delays. Policies vary widely, so read what is included before you fly.

Good coverage turns a stressful incident abroad into a manageable claim instead of a large out-of-pocket bill.

What travel insurance usually covers

Emergency medical treatment and evacuation

Trip cancellation or interruption for covered reasons

Lost, stolen, or delayed baggage

Personal liability in some plans

Exclusions matter: pre-existing conditions, risky sports, or traveling against government advice may not be covered.

Travel insurance vs travel perks

Some bank plans bundle insurance or perks with your account. Check limits, territories, and how to file a claim. bunq includes travel benefits on eligible subscriptions; manage them in travel insurance and perks.

Travel smarter with bunq

Pay abroad with ZeroFX, hold travel money in foreign currencies, and monitor spending with Budgeting. Freeze your card instantly if it is lost. Insurance handles the big emergencies; the app handles everyday control.

Common questions

Do I need separate insurance if my card includes coverage?Compare bundled limits with your trip length and activities. Long trips or adventure sports may need extra cover.

How do I make a claim?

Follow the insurer’s process listed in your plan documents inside the bunq app or partner portal.