Use Savings Accounts and Savings Goals, Auto Round Up, and Easy Budgeting with dedicated Bank Accounts. You can also organize income automatically so more of your money stays in savings.
Budgeting so easy you'll actually do it
Open a Bank Account per category. bunq sorts your income, sets Spending Limits, rounds up spare change, and tracks it all for you.
Budgeting so easy you'll actually do it
Open a Bank Account per category. bunq sorts your income, sets Spending Limits, rounds up spare change, and tracks it all for you.
Budgeting so easy you'll actually do it
Open a Bank Account per category. bunq sorts your income, sets Spending Limits, rounds up spare change, and tracks it all for you.
Give each category its own IBAN
Route salary and Direct Debits to the right money Pocket and see exactly where your money sits—no more guessing after payday, no loss of time.
Give each category its own IBAN
Route salary and Direct Debits to the right money Pocket and see exactly where your money sits—no more guessing after payday, no loss of time.
Give each category its own IBAN
Route salary and Direct Debits to the right money Pocket and see exactly where your money sits—no more guessing after payday, no loss of time.
Organize your income
Incoming payments land in the right Bank Accounts automatically—so your budget stays on track without manual transfers.
Organize your income
Incoming payments land in the right Bank Accounts automatically—so your budget stays on track without manual transfers.
Organize your income
Incoming payments land in the right Bank Accounts automatically—so your budget stays on track without manual transfers.
Track spending across accounts
Follow spending trends by category and connect bunq and external Bank Accounts for a full picture of where your money goes.
Track spending across accounts
Follow spending trends by category and connect bunq and external Bank Accounts for a full picture of where your money goes.
Track spending across accounts
Follow spending trends by category and connect bunq and external Bank Accounts for a full picture of where your money goes.
Watch your change turn into real savings
Round up your daily card payments to the nearest euro and automatically save the change. Grabbed lunch for €8.20? Instantly save €0.80.
Watch your change turn into real savings
Round up your daily card payments to the nearest euro and automatically save the change. Grabbed lunch for €8.20? Instantly save €0.80.
Watch your change turn into real savings
Round up your daily card payments to the nearest euro and automatically save the change. Grabbed lunch for €8.20? Instantly save €0.80.
Set Spending Limits per category
Set limits on each Budgeting Pot and get alerts before you hit them.
Set Spending Limits per category
Set limits on each Budgeting Pot and get alerts before you hit them.
Set Spending Limits per category
Set limits on each Budgeting Pot and get alerts before you hit them.
Pay bills faster with Invoice Scanning
Scan an invoice in the bunq app and payment details fill in for you—less typing, fewer mistakes.
Pay bills faster with Invoice Scanning
Scan an invoice in the bunq app and payment details fill in for you—less typing, fewer mistakes.
Pay bills faster with Invoice Scanning
Scan an invoice in the bunq app and payment details fill in for you—less typing, fewer mistakes.
Add notes and receipts to payments
Attach context to transactions so rent, subscriptions, and one-off costs stay easy to find later.
Add notes and receipts to payments
Attach context to transactions so rent, subscriptions, and one-off costs stay easy to find later.
Add notes and receipts to payments
Attach context to transactions so rent, subscriptions, and one-off costs stay easy to find later.
Budget together on a Joint Account
Share spending, categorize purchases, and move leftover funds to your Joint Savings Account—no more guessing who paid what.
Budget together on a Joint Account
Share spending, categorize purchases, and move leftover funds to your Joint Savings Account—no more guessing who paid what.
Budget together on a Joint Account
Share spending, categorize purchases, and move leftover funds to your Joint Savings Account—no more guessing who paid what.
Email statements automatically
Once set up, bank statements arrive in your inbox on the 1st of each month. Add a password-protected ZIP if you want extra security.
Email statements automatically
Once set up, bank statements arrive in your inbox on the 1st of each month. Add a password-protected ZIP if you want extra security.
Email statements automatically
Once set up, bank statements arrive in your inbox on the 1st of each month. Add a password-protected ZIP if you want extra security.
Risk indicator for this account
1 / 6
This number indicates the product's risk, where 1/6 indicates lower risk and 6/6 indicates higher risk.
bunq B.V. is a member of the Dutch Deposit Guarantee Fund. The maximum guaranteed amount is €100,000 per user.
Risk indicator for this account
1 / 6
This number indicates the product's risk, where 1/6 indicates lower risk and 6/6 indicates higher risk.
bunq B.V. is a member of the Dutch Deposit Guarantee Fund. The maximum guaranteed amount is €100,000 per user.
Risk indicator for this account
1 / 6
This number indicates the product's risk, where 1/6 indicates lower risk and 6/6 indicates higher risk.
bunq B.V. is a member of the Dutch Deposit Guarantee Fund. The maximum guaranteed amount is €100,000 per user.
Choose your personal plan
Start simple. Upgrade when you need more savings, spending, and travel tools.
Choose your personal plan
Start simple. Upgrade when you need more savings, spending, and travel tools.
Choose your personal plan
Start simple. Upgrade when you need more savings, spending, and travel tools.
Budgeting questions answered
Income Organizer, Spending Limits, Auto Round Up, and savings accounts.
Every payment you make can be rounded up, and the spare change goes to a Savings Account, stock, ETF, or crypto of your choice.
Choose to round to the nearest €1, €2, or €5. Auto Round Up is available on bunq Pro and Elite.
Yes! With bunq Pro or bunq Elite, you can open up to 25 bank accounts, including multiple Savings Accounts with their own IBANs.
Name accounts for goals and group them so your savings stay easy to scan.
Money Insights and Easy Budgeting break spending into categories and alert you at 80%, 95%, or 100% of a limit. Auto Round Up saves spare change, and Income Organizer splits salary across the Bank Accounts you choose.
Set a limit per Budgeting category; the app tracks spend and alerts you at 80%, 95%, or 100% of the limit. Adjust limits anytime in the app.
Organize Your Income automatically splits incoming payments (like salary) into other Bank Accounts, stocks, or ETFs, by percentage or fixed amounts. Set it up once for a recurring payment and future matching deposits are sorted for you (bunq Pro and Elite).
Budgeting questions answered
Income Organizer, Spending Limits, Auto Round Up, and savings accounts.
Use Savings Accounts and Savings Goals, Auto Round Up, and Easy Budgeting with dedicated Bank Accounts. You can also organize income automatically so more of your money stays in savings.
Every payment you make can be rounded up, and the spare change goes to a Savings Account, stock, ETF, or crypto of your choice.
Choose to round to the nearest €1, €2, or €5. Auto Round Up is available on bunq Pro and Elite.
Yes! With bunq Pro or bunq Elite, you can open up to 25 bank accounts, including multiple Savings Accounts with their own IBANs.
Name accounts for goals and group them so your savings stay easy to scan.
Money Insights and Easy Budgeting break spending into categories and alert you at 80%, 95%, or 100% of a limit. Auto Round Up saves spare change, and Income Organizer splits salary across the Bank Accounts you choose.
Set a limit per Budgeting category; the app tracks spend and alerts you at 80%, 95%, or 100% of the limit. Adjust limits anytime in the app.
Organize Your Income automatically splits incoming payments (like salary) into other Bank Accounts, stocks, or ETFs, by percentage or fixed amounts. Set it up once for a recurring payment and future matching deposits are sorted for you (bunq Pro and Elite).
Budgeting questions answered
Income Organizer, Spending Limits, Auto Round Up, and savings accounts.
Use Savings Accounts and Savings Goals, Auto Round Up, and Easy Budgeting with dedicated Bank Accounts. You can also organize income automatically so more of your money stays in savings.
Every payment you make can be rounded up, and the spare change goes to a Savings Account, stock, ETF, or crypto of your choice.
Choose to round to the nearest €1, €2, or €5. Auto Round Up is available on bunq Pro and Elite.
Yes! With bunq Pro or bunq Elite, you can open up to 25 bank accounts, including multiple Savings Accounts with their own IBANs.
Name accounts for goals and group them so your savings stay easy to scan.
Money Insights and Easy Budgeting break spending into categories and alert you at 80%, 95%, or 100% of a limit. Auto Round Up saves spare change, and Income Organizer splits salary across the Bank Accounts you choose.
Set a limit per Budgeting category; the app tracks spend and alerts you at 80%, 95%, or 100% of the limit. Adjust limits anytime in the app.
Organize Your Income automatically splits incoming payments (like salary) into other Bank Accounts, stocks, or ETFs, by percentage or fixed amounts. Set it up once for a recurring payment and future matching deposits are sorted for you (bunq Pro and Elite).
Open your Personal Account today
Set up Bank Accounts and budgeting tools from your phone.
Open your Personal Account today
Set up Bank Accounts and budgeting tools from your phone.
Open your Personal Account today
Set up Bank Accounts and budgeting tools from your phone.
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Life2 minute read
Budgeting Tips for Teens (That Actually Work)
Help your teen take control of their money with simple budgeting habits that stick, without lectures or spreadsheets they will ignore.
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Learn how to take control of your finances with Easy Budgeting tips for those who avoid financial planning.
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More guides on banking with bunq.
Life2 minute read
Budgeting Tips for Teens (That Actually Work)
Help your teen take control of their money with simple budgeting habits that stick, without lectures or spreadsheets they will ignore.
Guides3 minute read
Budgeting When You Hate Talking About Money
Learn how to take control of your finances with Easy Budgeting tips for those who avoid financial planning.
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Budgeting With bunq: Tools That Fit Real Life
Easy Budgeting, Savings Accounts, and instant insights, how to build a simple monthly rhythm in the bunq app without starting from zero.