Yes, you can receive salary into any bunq Bank Account. With Organize Your Income (bunq Pro and Elite), you can automatically split recurring incoming payments, including salary, across accounts, stocks, or ETFs.
Send money instantly with Bizum
Pay friends and businesses in Spain from your bunq app—link your Bank Account and send Bizum payments in seconds.

Send money instantly with Bizum
Pay friends and businesses in Spain from your bunq app—link your Bank Account and send Bizum payments in seconds.

Send money instantly with Bizum
Pay friends and businesses in Spain from your bunq app—link your Bank Account and send Bizum payments in seconds.

Set up Bizum in a few taps
Open Settings in the bunq app, turn on Bizum, choose the Bank Account to link, and confirm your phone number.
*
Terms and Conditions apply

Set up Bizum in a few taps
Open Settings in the bunq app, turn on Bizum, choose the Bank Account to link, and confirm your phone number.
*
Terms and Conditions apply

Set up Bizum in a few taps
Open Settings in the bunq app, turn on Bizum, choose the Bank Account to link, and confirm your phone number.
*
Terms and Conditions apply

Risk indicator for this account
1 / 6
This number indicates the product's risk, where 1/6 indicates lower risk and 6/6 indicates higher risk.
bunq B.V. is a member of the Dutch Deposit Guarantee Fund. The maximum guaranteed amount is €100,000 per user.
Risk indicator for this account
1 / 6
This number indicates the product's risk, where 1/6 indicates lower risk and 6/6 indicates higher risk.
bunq B.V. is a member of the Dutch Deposit Guarantee Fund. The maximum guaranteed amount is €100,000 per user.
Risk indicator for this account
1 / 6
This number indicates the product's risk, where 1/6 indicates lower risk and 6/6 indicates higher risk.
bunq B.V. is a member of the Dutch Deposit Guarantee Fund. The maximum guaranteed amount is €100,000 per user.
Choose your personal plan
Start simple. Upgrade when you need more savings, spending, and travel tools.
Choose your personal plan
Start simple. Upgrade when you need more savings, spending, and travel tools.
Choose your personal plan
Start simple. Upgrade when you need more savings, spending, and travel tools.
Bizum and payment questions answered
Instant payments, requests, and using your card in Spain.
Instant Payments are included with all Personal plans at no extra cost. Business plans include a set number of free instant transfers per year; see your plan for allowances and any fee after that.
Chargebacks don’t apply to bank transfers, iDEAL, Wise, B2B direct debits, or SWIFT. Card chargebacks also aren’t available for investment or crypto top-ups, e-money wallets, charity donations, or gambling merchants, contact the merchant directly in those cases.
Yes! Your bunq Card works worldwide. For non-euro card payments, ZeroFX uses the Mastercard rate plus a 0.5% markup while markets are open, transparent pricing instead of hidden bank FX fees. ATM withdrawals abroad follow the fee structure below*.
* bunq Pro & bunq Elite users get six free ATM withdrawals per month at no extra cost; the next five cost €0.99 each. After that, ATM withdrawals cost €2.99 each.
Limits: €1,500 total per week on bunq.me; iDEAL up to €1,500 per day; Bancontact up to €1,000 per payment; cards €10–€500 per payment.
Fees: iDEAL and Bancontact receipts are free on Personal (€0.27 on Business). Card-funded bunq.me costs 2.5% on Personal and 2.5% + €0.27 on Business. See bunq.com pricing for the full table.
From Home, tap Request, enter the amount and recipient, then send. You can also share a bunq.me link or QR so anyone can pay you by iDEAL, card, or other methods on your payment page.
Bizum and payment questions answered
Instant payments, requests, and using your card in Spain.
Yes, you can receive salary into any bunq Bank Account. With Organize Your Income (bunq Pro and Elite), you can automatically split recurring incoming payments, including salary, across accounts, stocks, or ETFs.
Instant Payments are included with all Personal plans at no extra cost. Business plans include a set number of free instant transfers per year; see your plan for allowances and any fee after that.
Chargebacks don’t apply to bank transfers, iDEAL, Wise, B2B direct debits, or SWIFT. Card chargebacks also aren’t available for investment or crypto top-ups, e-money wallets, charity donations, or gambling merchants, contact the merchant directly in those cases.
Yes! Your bunq Card works worldwide. For non-euro card payments, ZeroFX uses the Mastercard rate plus a 0.5% markup while markets are open, transparent pricing instead of hidden bank FX fees. ATM withdrawals abroad follow the fee structure below*.
* bunq Pro & bunq Elite users get six free ATM withdrawals per month at no extra cost; the next five cost €0.99 each. After that, ATM withdrawals cost €2.99 each.
Limits: €1,500 total per week on bunq.me; iDEAL up to €1,500 per day; Bancontact up to €1,000 per payment; cards €10–€500 per payment.
Fees: iDEAL and Bancontact receipts are free on Personal (€0.27 on Business). Card-funded bunq.me costs 2.5% on Personal and 2.5% + €0.27 on Business. See bunq.com pricing for the full table.
From Home, tap Request, enter the amount and recipient, then send. You can also share a bunq.me link or QR so anyone can pay you by iDEAL, card, or other methods on your payment page.
Bizum and payment questions answered
Instant payments, requests, and using your card in Spain.
Yes, you can receive salary into any bunq Bank Account. With Organize Your Income (bunq Pro and Elite), you can automatically split recurring incoming payments, including salary, across accounts, stocks, or ETFs.
Instant Payments are included with all Personal plans at no extra cost. Business plans include a set number of free instant transfers per year; see your plan for allowances and any fee after that.
Chargebacks don’t apply to bank transfers, iDEAL, Wise, B2B direct debits, or SWIFT. Card chargebacks also aren’t available for investment or crypto top-ups, e-money wallets, charity donations, or gambling merchants, contact the merchant directly in those cases.
Yes! Your bunq Card works worldwide. For non-euro card payments, ZeroFX uses the Mastercard rate plus a 0.5% markup while markets are open, transparent pricing instead of hidden bank FX fees. ATM withdrawals abroad follow the fee structure below*.
* bunq Pro & bunq Elite users get six free ATM withdrawals per month at no extra cost; the next five cost €0.99 each. After that, ATM withdrawals cost €2.99 each.
Limits: €1,500 total per week on bunq.me; iDEAL up to €1,500 per day; Bancontact up to €1,000 per payment; cards €10–€500 per payment.
Fees: iDEAL and Bancontact receipts are free on Personal (€0.27 on Business). Card-funded bunq.me costs 2.5% on Personal and 2.5% + €0.27 on Business. See bunq.com pricing for the full table.
From Home, tap Request, enter the amount and recipient, then send. You can also share a bunq.me link or QR so anyone can pay you by iDEAL, card, or other methods on your payment page.
Open your Personal Account today
Link Bizum once your Spanish Bank Account is ready.
Open your Personal Account today
Link Bizum once your Spanish Bank Account is ready.
Open your Personal Account today
Link Bizum once your Spanish Bank Account is ready.
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