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bunq vs N26
Compare bunq and N26 for everyday banking. Get up to 25 IBANs (Pro/Elite), savings up to 3.11%, Term Deposits, and 24/7 SOS support.
bunq vs N26
Compare bunq and N26 for everyday banking. Get up to 25 IBANs (Pro/Elite), savings up to 3.11%, Term Deposits, and 24/7 SOS support.
bunq vs N26
Compare bunq and N26 for everyday banking. Get up to 25 IBANs (Pro/Elite), savings up to 3.11%, Term Deposits, and 24/7 SOS support.
Compare personal banking features
Compare bunq and N26 for everyday banking, including accounts, cards, savings, mobile features, travel use, and account flexibility.
| Feature | N26 | |
|---|---|---|
| Personal Plans | 4 Plans | 4 Plans |
| Fully Digital Bank | ||
| Multiple IBANs | Up to 25 (Pro/Elite) | 1 IBAN (Spaces sub-accounts share it) |
| Bank Accounts | Up to 25 (Pro/Elite) | Up to 10 included |
| Physical Cards | Free Physical card with paid plan | Free Physical card with paid plan |
| Digital Cards | Digital cards you create in the app | Free digital debit card |
| Apple/Google Pay | ||
| Savings Accounts | Up to 3.11% annual interest rate | Up to 2.00% annual interest rate |
| Term Deposits | Up to 2.11% annual interest rate | — |
Compare personal banking features
Compare bunq and N26 for everyday banking, including accounts, cards, savings, mobile features, travel use, and account flexibility.
| Feature | N26 | |
|---|---|---|
| Personal Plans | 4 Plans | 4 Plans |
| Fully Digital Bank | ||
| Multiple IBANs | Up to 25 (Pro/Elite) | 1 IBAN (Spaces sub-accounts share it) |
| Bank Accounts | Up to 25 (Pro/Elite) | Up to 10 included |
| Physical Cards | Free Physical card with paid plan | Free Physical card with paid plan |
| Digital Cards | Digital cards you create in the app | Free digital debit card |
| Apple/Google Pay | ||
| Savings Accounts | Up to 3.11% annual interest rate | Up to 2.00% annual interest rate |
| Term Deposits | Up to 2.11% annual interest rate | — |
Compare personal banking features
Compare bunq and N26 for everyday banking, including accounts, cards, savings, mobile features, travel use, and account flexibility.
| Feature | N26 | |
|---|---|---|
| Personal Plans | 4 Plans | 4 Plans |
| Fully Digital Bank | ||
| Multiple IBANs | Up to 25 (Pro/Elite) | 1 IBAN (Spaces sub-accounts share it) |
| Bank Accounts | Up to 25 (Pro/Elite) | Up to 10 included |
| Physical Cards | Free Physical card with paid plan | Free Physical card with paid plan |
| Digital Cards | Digital cards you create in the app | Free digital debit card |
| Apple/Google Pay | ||
| Savings Accounts | Up to 3.11% annual interest rate | Up to 2.00% annual interest rate |
| Term Deposits | Up to 2.11% annual interest rate | — |
Disclaimer
Comparison based on publicly available information as of 20/01/2026. Features and pricing may change. Please check respective websites for the latest details.
* bunq B.V. is a bank with a Dutch banking license and is supervised by Dutch Central Bank (DNB) and the Authority for the Financial Markets (AFM).
3.11% is the bonus gross annual rate. You earn it on all your EUR savings until your first threshold calculation. Your threshold is your highest savings balance over the previous 6 months, recalculated every January 1 and July 1. After that, savings up to your threshold earn the base rate of 1.61% on the first €10,000 and 1.51% on the amount above €10,000. Savings above your threshold earn the 3.11% bonus rate. All rates are variable and can change. Find more information on help.bunq.com/en-nl/articles/whats-massinterest-and-how-does-it-work
Not investment advice.
T&Cs Apply.
Disclaimer
Comparison based on publicly available information as of 20/01/2026. Features and pricing may change. Please check respective websites for the latest details.
* bunq B.V. is a bank with a Dutch banking license and is supervised by Dutch Central Bank (DNB) and the Authority for the Financial Markets (AFM).
3.11% is the bonus gross annual rate. You earn it on all your EUR savings until your first threshold calculation. Your threshold is your highest savings balance over the previous 6 months, recalculated every January 1 and July 1. After that, savings up to your threshold earn the base rate of 1.61% on the first €10,000 and 1.51% on the amount above €10,000. Savings above your threshold earn the 3.11% bonus rate. All rates are variable and can change. Find more information on help.bunq.com/en-nl/articles/whats-massinterest-and-how-does-it-work
Not investment advice.
T&Cs Apply.
Disclaimer
Comparison based on publicly available information as of 20/01/2026. Features and pricing may change. Please check respective websites for the latest details.
* bunq B.V. is a bank with a Dutch banking license and is supervised by Dutch Central Bank (DNB) and the Authority for the Financial Markets (AFM).
3.11% is the bonus gross annual rate. You earn it on all your EUR savings until your first threshold calculation. Your threshold is your highest savings balance over the previous 6 months, recalculated every January 1 and July 1. After that, savings up to your threshold earn the base rate of 1.61% on the first €10,000 and 1.51% on the amount above €10,000. Savings above your threshold earn the 3.11% bonus rate. All rates are variable and can change. Find more information on help.bunq.com/en-nl/articles/whats-massinterest-and-how-does-it-work
Not investment advice.
T&Cs Apply.
Switching to bunq is Easy
Easily move your banking to bunq with our Switch Service. Request the Switch Service in the app, and we will make sure all payments and direct debits from your old account(s) are redirected to your new bunq account. That way you do not need to worry about updating your details across all your subscriptions and services.
Switching to bunq is Easy
Easily move your banking to bunq with our Switch Service. Request the Switch Service in the app, and we will make sure all payments and direct debits from your old account(s) are redirected to your new bunq account. That way you do not need to worry about updating your details across all your subscriptions and services.
Switching to bunq is Easy
Easily move your banking to bunq with our Switch Service. Request the Switch Service in the app, and we will make sure all payments and direct debits from your old account(s) are redirected to your new bunq account. That way you do not need to worry about updating your details across all your subscriptions and services.
Join 22 million people banking with bunq
Sign up in just 5 minutes
- 1.
Download the bunq app
Get the app for iOS or Android.
- 2.
Fill in your details
Fill in your name, address, email, and phone number.
- 3.
Verify your ID
Verify your ID with a quick video selfie and start banking right away.
Join 22 million people banking with bunq
Sign up in just 5 minutes
- 1.
Download the bunq app
Get the app for iOS or Android.
- 2.
Fill in your details
Fill in your name, address, email, and phone number.
- 3.
Verify your ID
Verify your ID with a quick video selfie and start banking right away.
Join 22 million people banking with bunq
Sign up in just 5 minutes
- 1.
Download the bunq app
Get the app for iOS or Android.
- 2.
Fill in your details
Fill in your name, address, email, and phone number.
- 3.
Verify your ID
Verify your ID with a quick video selfie and start banking right away.
Risk indicator for this account
1 / 6
This number indicates the product's risk, where 1/6 indicates lower risk and 6/6 indicates higher risk.
bunq B.V. is a member of the Dutch Deposit Guarantee Fund. The maximum guaranteed amount is €100,000 per user.
Risk indicator for this account
1 / 6
This number indicates the product's risk, where 1/6 indicates lower risk and 6/6 indicates higher risk.
bunq B.V. is a member of the Dutch Deposit Guarantee Fund. The maximum guaranteed amount is €100,000 per user.
Risk indicator for this account
1 / 6
This number indicates the product's risk, where 1/6 indicates lower risk and 6/6 indicates higher risk.
bunq B.V. is a member of the Dutch Deposit Guarantee Fund. The maximum guaranteed amount is €100,000 per user.
Choose your personal plan
Start simple. Upgrade when you want more ways to save, spend, and travel.
Choose your personal plan
Start simple. Upgrade when you want more ways to save, spend, and travel.
Choose your personal plan
Start simple. Upgrade when you want more ways to save, spend, and travel.
Open your bank account in just 5 minutes
All you need to get started is your phone and ID.
Open your bank account in just 5 minutes
All you need to get started is your phone and ID.
Open your bank account in just 5 minutes
All you need to get started is your phone and ID.
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