Life3 minute read
bunq vs Bank of Ireland
Compare bunq and Bank of Ireland. Get up to 25 IBANs (Pro/Elite), 100% online banking, 24/7 SOS support, and savings up to 3.01%.
bunq vs Bank of Ireland
Compare bunq and Bank of Ireland. Get up to 25 IBANs (Pro/Elite), 100% online banking, 24/7 SOS support, and savings up to 3.01%.
bunq vs Bank of Ireland
Compare bunq and Bank of Ireland. Get up to 25 IBANs (Pro/Elite), 100% online banking, 24/7 SOS support, and savings up to 3.01%.
Compare personal banking features
Compare bunq and Bank of Ireland for everyday banking, including accounts, cards, savings, mobile features, travel use, and account flexibility.
| Feature | Bank of Ireland | |
|---|---|---|
| Pricing & plans | 4 plans from €0/month | 7 current account types, multiple savings plans |
| Fully digital bank | 100% online, no branch visits | Branch network |
| Irish IBAN | Up to 25 (Pro/Elite) | 1 IBAN |
| Payment accounts | Up to 25 (Pro/Elite) | 1 free account |
| Payment requests | €0.27 per request | €0.30 per request |
| Physical cards | Physical debit card included with paid plans | Debit card only |
| Digital cards | Digital cards you create in the app | Debit only |
| Apple / Google Pay | Yes | Yes |
| Savings accounts | Up to 3.01%* variable rate (Instant Access) | Up to 3.00% AER (SuperSaver / 2-year fixed) |
Compare personal banking features
Compare bunq and Bank of Ireland for everyday banking, including accounts, cards, savings, mobile features, travel use, and account flexibility.
| Feature | Bank of Ireland | |
|---|---|---|
| Pricing & plans | 4 plans from €0/month | 7 current account types, multiple savings plans |
| Fully digital bank | 100% online, no branch visits | Branch network |
| Irish IBAN | Up to 25 (Pro/Elite) | 1 IBAN |
| Payment accounts | Up to 25 (Pro/Elite) | 1 free account |
| Payment requests | €0.27 per request | €0.30 per request |
| Physical cards | Physical debit card included with paid plans | Debit card only |
| Digital cards | Digital cards you create in the app | Debit only |
| Apple / Google Pay | Yes | Yes |
| Savings accounts | Up to 3.01%* variable rate (Instant Access) | Up to 3.00% AER (SuperSaver / 2-year fixed) |
Compare personal banking features
Compare bunq and Bank of Ireland for everyday banking, including accounts, cards, savings, mobile features, travel use, and account flexibility.
| Feature | Bank of Ireland | |
|---|---|---|
| Pricing & plans | 4 plans from €0/month | 7 current account types, multiple savings plans |
| Fully digital bank | 100% online, no branch visits | Branch network |
| Irish IBAN | Up to 25 (Pro/Elite) | 1 IBAN |
| Payment accounts | Up to 25 (Pro/Elite) | 1 free account |
| Payment requests | €0.27 per request | €0.30 per request |
| Physical cards | Physical debit card included with paid plans | Debit card only |
| Digital cards | Digital cards you create in the app | Debit only |
| Apple / Google Pay | Yes | Yes |
| Savings accounts | Up to 3.01%* variable rate (Instant Access) | Up to 3.00% AER (SuperSaver / 2-year fixed) |
Disclaimer
Comparison based on publicly available information as of 20/01/2026. Features and pricing may change. Please check respective websites for the latest details.
*Up to 3.01% is bunq’s annual variable bonus rate on savings above your personal threshold, up to €100,000. The base rate is 1.51%. bunq rates as of October 2026. Terms and conditions apply.
Disclaimer
Comparison based on publicly available information as of 20/01/2026. Features and pricing may change. Please check respective websites for the latest details.
*Up to 3.01% is bunq’s annual variable bonus rate on savings above your personal threshold, up to €100,000. The base rate is 1.51%. bunq rates as of October 2026. Terms and conditions apply.
Disclaimer
Comparison based on publicly available information as of 20/01/2026. Features and pricing may change. Please check respective websites for the latest details.
*Up to 3.01% is bunq’s annual variable bonus rate on savings above your personal threshold, up to €100,000. The base rate is 1.51%. bunq rates as of October 2026. Terms and conditions apply.
Switching to bunq is Easy
Easily move your banking to bunq with our Switch Service. Request the Switch Service in the app, and we will make sure all payments and direct debits from your old accounts are redirected to your new bunq account.
Switching to bunq is Easy
Easily move your banking to bunq with our Switch Service. Request the Switch Service in the app, and we will make sure all payments and direct debits from your old accounts are redirected to your new bunq account.
Switching to bunq is Easy
Easily move your banking to bunq with our Switch Service. Request the Switch Service in the app, and we will make sure all payments and direct debits from your old accounts are redirected to your new bunq account.
Join 22 million people banking with bunq
Sign up in just 5 minutes
1.
Download the bunq app
Get the app for iOS or Android.
2.
Fill in your details
Fill in your name, address, email, and phone number.
3.
Verify your ID
Verify your ID with a quick video selfie and start banking right away.
Join 22 million people banking with bunq
Sign up in just 5 minutes
1.
Download the bunq app
Get the app for iOS or Android.
2.
Fill in your details
Fill in your name, address, email, and phone number.
3.
Verify your ID
Verify your ID with a quick video selfie and start banking right away.
Join 22 million people banking with bunq
Sign up in just 5 minutes
1.
Download the bunq app
Get the app for iOS or Android.
2.
Fill in your details
Fill in your name, address, email, and phone number.
3.
Verify your ID
Verify your ID with a quick video selfie and start banking right away.
Risk indicator for this account
1 / 6
This number indicates the product's risk, where 1/6 indicates lower risk and 6/6 indicates higher risk.
bunq B.V. is a member of the Dutch Deposit Guarantee Fund. The maximum guaranteed amount is €100,000 per user.
Risk indicator for this account
1 / 6
This number indicates the product's risk, where 1/6 indicates lower risk and 6/6 indicates higher risk.
bunq B.V. is a member of the Dutch Deposit Guarantee Fund. The maximum guaranteed amount is €100,000 per user.
Risk indicator for this account
1 / 6
This number indicates the product's risk, where 1/6 indicates lower risk and 6/6 indicates higher risk.
bunq B.V. is a member of the Dutch Deposit Guarantee Fund. The maximum guaranteed amount is €100,000 per user.
Choose your personal plan
Start simple. Upgrade when you want more ways to save, spend, and travel.
Choose your personal plan
Start simple. Upgrade when you want more ways to save, spend, and travel.
Choose your personal plan
Start simple. Upgrade when you want more ways to save, spend, and travel.
Open your bank account in just 5 minutes
All you need to get started is your phone and ID.
Open your bank account in just 5 minutes
All you need to get started is your phone and ID.
Open your bank account in just 5 minutes
All you need to get started is your phone and ID.
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