Instant Payments

Never wait for settled payments again.

Illustration of a hand holding a bunq card in front of the planet earth with a tree leaf coming out.

Instant Payments

Never wait for settled payments again.

Illustration of a hand holding a bunq card in front of the planet earth with a tree leaf coming out.

Instant Payments

Never wait for settled payments again.

Illustration of a hand holding a bunq card in front of the planet earth with a tree leaf coming out.

What are Instant Payments?

Your payments are sent and received in real-time so you never have to wait for settled payments. As soon as you hit “Send”, the money hits the recipients account. These instant payments work with partners that are part of the TARGET Instant Payment Settlement (TIPS) service, including a wide range of banks across Europe.

What are Instant Payments?

Your payments are sent and received in real-time so you never have to wait for settled payments. As soon as you hit “Send”, the money hits the recipients account. These instant payments work with partners that are part of the TARGET Instant Payment Settlement (TIPS) service, including a wide range of banks across Europe.

What are Instant Payments?

Your payments are sent and received in real-time so you never have to wait for settled payments. As soon as you hit “Send”, the money hits the recipients account. These instant payments work with partners that are part of the TARGET Instant Payment Settlement (TIPS) service, including a wide range of banks across Europe.

Works great with bunq.me

Create a personalized payment link that's always on! When you get paid, fund are processed instantly and hit your account in real-time.

Works great with bunq.me

Create a personalized payment link that's always on! When you get paid, fund are processed instantly and hit your account in real-time.

Works great with bunq.me

Create a personalized payment link that's always on! When you get paid, fund are processed instantly and hit your account in real-time.

Find your perfect fit

Risk indicator for all bunq B.V. accounts

1
/
6

This number is indicative of product risk, with 1/6 indicating lower risk and 6/6 indicating higher risk.

bunq B.V. is adhered to the Dutch Deposit Guarantee Fund. The maximum guaranteed amount is €100,000 per user

Easy Card icon
Easy Card

Free

Get a international credit card in less than 5 minutes. Add it to Apple/Google Pay and start making payments today.

Easy Savings icon
Easy Savings

Free

Get a Savings Account and start growing your money faster with 3.36%* interest. No minimum deposit is required!

Easy Bank icon
Easy Bank

€3.99/month

Everything you expect from a mobile bank, and more. Open a bank account in just 5 minutes with your phone and ID.

Easy Bank Pro icon
Easy Bank Pro

€9.99/month

Enjoy full control over your money wherever you go, with true borderless banking, easy budgeting, powerful cards, and much more.

Easy Bank Pro XL icon
Easy Bank Pro XL

€18.99/month

Discover the full power of mobile banking, with worldwide Travel Insurance, priority support and more trees planted when using your card.

Find your perfect fit

Risk indicator for all bunq B.V. accounts

1
/
6

This number is indicative of product risk, with 1/6 indicating lower risk and 6/6 indicating higher risk.

bunq B.V. is adhered to the Dutch Deposit Guarantee Fund. The maximum guaranteed amount is €100,000 per user

Easy Card icon
Easy Card

Free

Get a international credit card in less than 5 minutes. Add it to Apple/Google Pay and start making payments today.

Easy Savings icon
Easy Savings

Free

Get a Savings Account and start growing your money faster with 3.36%* interest. No minimum deposit is required!

Easy Bank icon
Easy Bank

€3.99/month

Everything you expect from a mobile bank, and more. Open a bank account in just 5 minutes with your phone and ID.

Easy Bank Pro icon
Easy Bank Pro

€9.99/month

Enjoy full control over your money wherever you go, with true borderless banking, easy budgeting, powerful cards, and much more.

Easy Bank Pro XL icon
Easy Bank Pro XL

€18.99/month

Discover the full power of mobile banking, with worldwide Travel Insurance, priority support and more trees planted when using your card.

Find your perfect fit

Risk indicator for all bunq B.V. accounts

1
/
6

This number is indicative of product risk, with 1/6 indicating lower risk and 6/6 indicating higher risk.

bunq B.V. is adhered to the Dutch Deposit Guarantee Fund. The maximum guaranteed amount is €100,000 per user

Easy Card icon
Easy Card

Free

Get a international credit card in less than 5 minutes. Add it to Apple/Google Pay and start making payments today.

Easy Savings icon
Easy Savings

Free

Get a Savings Account and start growing your money faster with 3.36%* interest. No minimum deposit is required!

Easy Bank icon
Easy Bank

€3.99/month

Everything you expect from a mobile bank, and more. Open a bank account in just 5 minutes with your phone and ID.

Easy Bank Pro icon
Easy Bank Pro

€9.99/month

Enjoy full control over your money wherever you go, with true borderless banking, easy budgeting, powerful cards, and much more.

Easy Bank Pro XL icon
Easy Bank Pro XL

€18.99/month

Discover the full power of mobile banking, with worldwide Travel Insurance, priority support and more trees planted when using your card.

Start your 30-day free trial

Open your account in just 5 minutes, directly from your phone.

Start your 30-day free trial

Open your account in just 5 minutes, directly from your phone.

Start your 30-day free trial

Open your account in just 5 minutes, directly from your phone.