Budgeting so easy, you'll actually do it

Try bunq today with a free 30-day trial of any plan. All you need to open your account is your phone, ID and 5 minutes.

Illustration of hands holding a phone showing spending categories and a bunq card.

Budgeting so easy, you'll actually do it

Try bunq today with a free 30-day trial of any plan. All you need to open your account is your phone, ID and 5 minutes.

Illustration of hands holding a phone showing spending categories and a bunq card.

Budgeting so easy, you'll actually do it

Try bunq today with a free 30-day trial of any plan. All you need to open your account is your phone, ID and 5 minutes.

Illustration of hands holding a phone showing spending categories and a bunq card.

Crystal-clear insights

For detailed insights into your spending, head to the Budgeting tab. You’ll find month-by-month comparisons and categorized breakdowns. To get a full overview of your finances, you can also add external bank accounts you have.

Crystal-clear insights

For detailed insights into your spending, head to the Budgeting tab. You’ll find month-by-month comparisons and categorized breakdowns. To get a full overview of your finances, you can also add external bank accounts you have.

Crystal-clear insights

For detailed insights into your spending, head to the Budgeting tab. You’ll find month-by-month comparisons and categorized breakdowns. To get a full overview of your finances, you can also add external bank accounts you have.

Add external accounts

For a complete overview of your finances, you can now add external bank accounts to bunq, and get spending insights for them too.

Add external accounts

For a complete overview of your finances, you can now add external bank accounts to bunq, and get spending insights for them too.

Add external accounts

For a complete overview of your finances, you can now add external bank accounts to bunq, and get spending insights for them too.

Stay on track

bunq automatically categorizes your spending for you. You just tell us how much you want to spend per category every month, and we'll let you know when you've hit your limit.

Stay on track

bunq automatically categorizes your spending for you. You just tell us how much you want to spend per category every month, and we'll let you know when you've hit your limit.

Stay on track

bunq automatically categorizes your spending for you. You just tell us how much you want to spend per category every month, and we'll let you know when you've hit your limit.

Multiple Bank Accounts

Take your budgeting to the next level by creating Bank Accounts per category. Each with a unique IBAN, so you can easily transfer money and even use them for direct debits.

Multiple Bank Accounts

Take your budgeting to the next level by creating Bank Accounts per category. Each with a unique IBAN, so you can easily transfer money and even use them for direct debits.

Multiple Bank Accounts

Take your budgeting to the next level by creating Bank Accounts per category. Each with a unique IBAN, so you can easily transfer money and even use them for direct debits.

Budget automagically

Just turn on Easy Budgeting and the next time you pay with your card, bunq will automatically determine which of your bank accounts should be charged!

Budget automagically

Just turn on Easy Budgeting and the next time you pay with your card, bunq will automatically determine which of your bank accounts should be charged!

Budget automagically

Just turn on Easy Budgeting and the next time you pay with your card, bunq will automatically determine which of your bank accounts should be charged!

Sort incoming payments

Have your incoming payments automatically sorted into the right bank accounts. You can set up rules to determine splits, and easily forward the money to wherever you need it.

Sort incoming payments

Have your incoming payments automatically sorted into the right bank accounts. You can set up rules to determine splits, and easily forward the money to wherever you need it.

Sort incoming payments

Have your incoming payments automatically sorted into the right bank accounts. You can set up rules to determine splits, and easily forward the money to wherever you need it.

Save the change

With AutoSave, every payment you make gets rounded up, and the difference saved. Next time you spend €2.20 on a coffee, you'll add €0.80 to your savings automatically.

Save the change

With AutoSave, every payment you make gets rounded up, and the difference saved. Next time you spend €2.20 on a coffee, you'll add €0.80 to your savings automatically.

Save the change

With AutoSave, every payment you make gets rounded up, and the difference saved. Next time you spend €2.20 on a coffee, you'll add €0.80 to your savings automatically.

Budget together

Like most things in life, it's more fun when you do things together. That's why we've made sure all of these budgeting features work perfectly for joint accounts as well!

Budget together

Like most things in life, it's more fun when you do things together. That's why we've made sure all of these budgeting features work perfectly for joint accounts as well!

Budget together

Like most things in life, it's more fun when you do things together. That's why we've made sure all of these budgeting features work perfectly for joint accounts as well!

Find your perfect fit

Physical Cards

Make easy payments all over the world.

1 for €9.99/year

1 for €9.99/year

1 incl.

3 incl.

3 incl.

Virtual Credit Cards

Instantly create digital payment cards.

1

1

1

26

26

Extra ATM Withdrawals

€0.99 up to 5/m €2.99 rest

€0.99 up to 5/m €2.99 rest

€0.99 up to 5/m €2.99 rest

6/month and then €2.99 each

6/month and then €2.99 each

Bank Accounts

Create IBANs for anything in seconds.

1 *

1 *

2 *

25

25

Insights

Get spending insights for all your bank accounts.

Spending Limits

Set limits per category and stick to them.

Easy Budgeting

Automagically charge your budgeting accounts.

Payment Sorter

Sort incoming payments, automatically.

AutoSave

Round up payments and save the difference.

Joint Budgeting

Manage money and reach goals together.

Find your perfect fit

Physical Cards

Make easy payments all over the world.

1 for €9.99/year

1 for €9.99/year

1 incl.

3 incl.

3 incl.

Virtual Credit Cards

Instantly create digital payment cards.

1

1

1

26

26

Extra ATM Withdrawals

€0.99 up to 5/m €2.99 rest

€0.99 up to 5/m €2.99 rest

€0.99 up to 5/m €2.99 rest

6/month and then €2.99 each

6/month and then €2.99 each

Bank Accounts

Create IBANs for anything in seconds.

1 *

1 *

2 *

25

25

Insights

Get spending insights for all your bank accounts.

Spending Limits

Set limits per category and stick to them.

Easy Budgeting

Automagically charge your budgeting accounts.

Payment Sorter

Sort incoming payments, automatically.

AutoSave

Round up payments and save the difference.

Joint Budgeting

Manage money and reach goals together.

Find your perfect fit

Physical Cards

Make easy payments all over the world.

1 for €9.99/year

1 for €9.99/year

1 incl.

3 incl.

3 incl.

Virtual Credit Cards

Instantly create digital payment cards.

1

1

1

26

26

Extra ATM Withdrawals

€0.99 up to 5/m €2.99 rest

€0.99 up to 5/m €2.99 rest

€0.99 up to 5/m €2.99 rest

6/month and then €2.99 each

6/month and then €2.99 each

Bank Accounts

Create IBANs for anything in seconds.

1 *

1 *

2 *

25

25

Insights

Get spending insights for all your bank accounts.

Spending Limits

Set limits per category and stick to them.

Easy Budgeting

Automagically charge your budgeting accounts.

Payment Sorter

Sort incoming payments, automatically.

AutoSave

Round up payments and save the difference.

Joint Budgeting

Manage money and reach goals together.

Start your 30-day free trial

Open your account in just 5 minutes, directly from your phone.

Start your 30-day free trial

Open your account in just 5 minutes, directly from your phone.

Start your 30-day free trial

Open your account in just 5 minutes, directly from your phone.