No echange rate fees with ZeroFX
Get the latest conversion rate wherever and whenever you spend. Unlike traditional banks, we don’t believe in charging you extra for non-Euro payments. Order your bunq Card and save 3% on card payments abroad.
Use Local Currencies
Save and spend in over 15 different currencies to save money whenever you travel or shop online. You can even earn a massive interest of 3.17% on USD and 3.04% on GBP with our multi-currency Savings Accounts.


Split expenses on the road
Travelling with friends or family? Easily track and share the expenses in seconds with bunq Activities. Experience more with the ones you love with worrying about how to split the costs.
Your card works when it's with you
You can now enjoy extra card safety thanks localized card protection. Once you enable it, your card will only work when it's within 100km of your latest location. That way it automatically works wherever you are, and gets denied where you're not.
Choose your perfect fit 🌟
Each of our plans is designed to make your life easier in its own unique way.
High interest. Zero fees.
Get a Dutch Savings Account with NL IBAN
Enjoy weekly payouts with 2.46% interest
Choose how your savings get invested
Your money is insured up to €100,000 by DGS
Spin the Wheel of Fortune for prizes
Withdraw from your savings 2 times per month
Stay up to date with real-time notifications
Open an account in minutes.
Get 1 physical card
Make mobile payments with Apple/Google Pay
Send instant payments
Set up your unique, always-on payment link
Create Joint Accounts with any other bunqer
Auto-track and split Group Expenses
Discover your friends' recommended Places
Discover borderless banking.
Get 3 physical cards + 25 Virtual Credit Cards
Create up to 25 Sub-Accounts
Automatically pay from the right Sub-Account
Open NL, DE, FR, ES, IT or IE IBAN Sub-Accounts
Receive, spend and save in 15+ currencies
Get 1% Cashback at restaurants and bars
Earn 3.71% interest on GBP/USD
Be sustainable effortlessly.
Plant a tree for every €100 you spend
Earn 2% Cashback on public transportation
Have Metal Card purchases insured
Track the CO2 impact of your payments
1 friend earns trees and Cashback with you
Create a Green Tribe and compete with other teams to plant the most trees
High interest.
Zero fees.
Get a Dutch Savings Account with NL IBAN
Enjoy weekly payouts with 1.05% interest
Choose how your savings get invested
Your money is insured up to €100,000 by DGS
Spin the Wheel of Fortune for prizes
Withdraw from your savings 2 times per month
Stay up to date with real-time notifications
Open an account in minutes.
Get 1 physical card
Make mobile payments with Apple/Google Pay
Send instant payments
Set up your unique, always-on payment link
Manage your finances on bunq Web
Auto-accept & schedule payment requests
Migrate smoothly with Switch Service
Discover borderless banking.
Get 3 physical cards + 25 Virtual Credit Cards
Create up to 25 Sub-Accounts
Receive, spend and save in 15+ currencies
Scan, auto-fill & pay invoices in seconds
Auto-export and send financial statements
Set aside VAT for your payments automatically
Use unique trade names per Sub-Account
Be sustainable effortlessly.
Plant a tree for every €100 you spend
Earn 2% Cashback on public transportation
Have Metal Card purchases insured
Track the CO2 impact of your payments
1 friend earns trees and Cashback with you
Create a Green Tribe and compete with other teams to plant the most trees
