Banking made for life abroad
Experience seamless banking wherever you are, with local IBANs and more than 16 currencies. Open an account in just 5 minutes, with zero paperwork or tax info required.
Choose from a range of IBANs
Gone are the days of finding a new bank when you move to a new country. With bunq you’re free to open account with a NL, DE, FR, IE or ES IBAN, and we’re always adding new ones so you can bank like a local all over Europe.
Bank in multiple currencies
Open your local currency account in just a few taps to receive, hold, convert, save and spend in over 16 different currencies. When you travel somewhere one of your chosen currencies is in use, you’ll automatically pay in the local tender.
No foreign exchanges rates
Unlike traditional banks, we don’t believe in charging extra for payments made in foreign currencies. A bunq Mastercard is one of the most internationally accepted bank cards in the world, and you can save up to 3% when spending in any non-euro currency.
We speak your language
Our app is available in English, German, Dutch, French, Italian, Spanish, Ukrainian, and Russian. Our staff speaks even more languages than that. No matter where you’re from, we’ll make sure communication is crystal clear at all times.
Choose your perfect fit 🌟
Each of our plans is designed to make your life easier in its own unique way.
High interest. Zero fees.
Get a Dutch Savings Account with NL IBAN
Enjoy weekly payouts with 2.46% interest
Choose how your savings get invested
Your money is insured up to €100,000 by DGS
Spin the Wheel of Fortune for prizes
Withdraw from your savings 2 times per month
Stay up to date with real-time notifications
Open an account in minutes.
Get 1 physical card
Make mobile payments with Apple/Google Pay
Send instant payments
Set up your unique, always-on payment link
Create Joint Accounts with any other bunqer
Auto-track and split Group Expenses
Discover your friends' recommended Places
Discover borderless banking.
Get 3 physical cards + 25 Virtual Credit Cards
Create up to 25 Sub-Accounts
Automatically pay from the right Sub-Account
Open NL, DE, FR, ES, IT or IE IBAN Sub-Accounts
Receive, spend and save in 15+ currencies
Get 1% Cashback at restaurants and bars
Earn 3.71% interest on GBP/USD
Be sustainable effortlessly.
Plant a tree for every €100 you spend
Earn 2% Cashback on public transportation
Have Metal Card purchases insured
Track the CO2 impact of your payments
1 friend earns trees and Cashback with you
Create a Green Tribe and compete with other teams to plant the most trees
High interest.
Zero fees.
Get a Dutch Savings Account with NL IBAN
Enjoy weekly payouts with 1.05% interest
Choose how your savings get invested
Your money is insured up to €100,000 by DGS
Spin the Wheel of Fortune for prizes
Withdraw from your savings 2 times per month
Stay up to date with real-time notifications
Open an account in minutes.
Get 1 physical card
Make mobile payments with Apple/Google Pay
Send instant payments
Set up your unique, always-on payment link
Manage your finances on bunq Web
Auto-accept & schedule payment requests
Migrate smoothly with Switch Service
Discover borderless banking.
Get 3 physical cards + 25 Virtual Credit Cards
Create up to 25 Sub-Accounts
Receive, spend and save in 15+ currencies
Scan, auto-fill & pay invoices in seconds
Auto-export and send financial statements
Set aside VAT for your payments automatically
Use unique trade names per Sub-Account
Be sustainable effortlessly.
Plant a tree for every €100 you spend
Earn 2% Cashback on public transportation
Have Metal Card purchases insured
Track the CO2 impact of your payments
1 friend earns trees and Cashback with you
Create a Green Tribe and compete with other teams to plant the most trees
