bunq helps you save money by making it easier and more fun.
Get the app
Create a Savings Goal for that dream holiday or new phone. Be up-to-date on your progress. You can even share Savings Goals with your friends, family or partner(s).
Achieve your goals faster by setting your bunq app to save automatically on every payment. We’ll round up to €1, €2, or even €5.
What's the difference between a Savings Goal and a regular (Personal) Account?
A Savings Goal is designed to make saving money easier and more effective. It keeps you updated on your progress and encourages saving. In addition to this, the Auto Save feature can only be enabled for Savings Goals.
How many Savings Goals can I open?
Up to 25 accounts are included in your bunq Premium, Business, Joint or Pack membership. For every account you open in addition to your main account, you are free to choose whether it's a Savings Goal, a Personal Account, or a Joint Account.
Can I use and/or withdraw the money from my Savings Goal?
At bunq you're always free to manage your money as you wish. You can always use the money in your Savings Goal. The app does however motivate you to continue saving until your goal is reached.
Can I link a card to my Savings Goal?
Yes, you can. For instance, you can link a card to your primary account and use Dual PIN to link it to your Savings Goal as well. This way you'll always have access to the money in your Savings Goal.
Can I share a Savings Goal with my friends, family or partner(s)?
Of course you can! In the app, simply tap on 'Add a new bank account or a Savings Goal', then on 'Savings Goal', then on 'Shared with others'. You can now invite the people you want to share a Savings Goal with from your contact list. Once everyone has accepted their invite, your Savings Goal can be used instantly.
Can I enable Auto Save for more than one Savings Goal?
No, Auto Save lets you save money automatically toward one Savings Goal. You can however change your Auto Save settings at any time. This includes enabling Auto Save for a different Savings Goal.
What will happen to the interest I earn at bunq when I withdraw money from my Savings Goal?
Nothing. At bunq you get interest on all your accounts, so moving money from a Savings Goal toward another account does not affect your interest.
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