The highest interest rates. On all of your accounts.
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At 0.27%, bunq gives you an interest rate 9x higher than traditional banks. Plus, you get interest on all your accounts, not just your savings accounts. And if you prefer not to receive any interest, you can turn it off with a tap in the app.
Do I need a savings account for MassInterest?
No! At bunq, your money can earn you interest on all of your bank accounts.
How often will I receive interest?
You get paid interest monthly, because we think you should get your money as soon as possible 🚀
How much money do I need to have in my accounts to start earning interest?
You can start earning interest regardless of how much money is in your account. Our interest rates start from as little as €0.01.
Is there a limit to how much money I can receive interest on?
Yes, MassInterest applies to the first €10,000 for Business and Premium users.
How does MassInterest work with bunq Pack and bunq Joint memberships?
For bunq Joint and bunq Pack, MassInterest is split between user accounts. This means that each member of a 4-person Pack can receive interest on up to €2500. Each member of a bunq Joint Account can receive interest on up to €10,000, divided by the total number of members.
Can I opt out of MassInterest?
Yes! At bunq, we believe you have the right to choose what happens with your money. You can turn off the choice to receive interest with just a few taps in the app. Go to Profile > My Money > Continue, and disable the toggle for “I Want to Receive Interest”.
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