Compare what matters to you: fees, ease of use, savings and budgeting tools, and how you bank day to day. bunq gives you multiple IBANs, Bank Accounts, budgeting, and shared accounts in one app. See the article below to compare our plans and features.
Security built into your Personal Account
Encryption, fraud checks, and app controls help protect your money without slowing you down.
Security built into your Personal Account
Encryption, fraud checks, and app controls help protect your money without slowing you down.
Security built into your Personal Account
Encryption, fraud checks, and app controls help protect your money without slowing you down.
Your deposits are protected
bunq holds a European banking license. Eligible euro deposits are covered up to €100,000 under the Dutch Deposit Guarantee Scheme. Non-euro savings are not covered and can change in value.
Your deposits are protected
bunq holds a European banking license. Eligible euro deposits are covered up to €100,000 under the Dutch Deposit Guarantee Scheme. Non-euro savings are not covered and can change in value.
Your deposits are protected
bunq holds a European banking license. Eligible euro deposits are covered up to €100,000 under the Dutch Deposit Guarantee Scheme. Non-euro savings are not covered and can change in value.
Unlock the app with Biometric ID
Use Face ID or fingerprint to open bunq and approve payments on your device. Only you can access this phone.
Unlock the app with Biometric ID
Use Face ID or fingerprint to open bunq and approve payments on your device. Only you can access this phone.
Unlock the app with Biometric ID
Use Face ID or fingerprint to open bunq and approve payments on your device. Only you can access this phone.
Confirm sensitive steps with Two-Factor Authentication
Approve or decline online card use in the app before money moves. Extra checks protect payments you did not make.
Confirm sensitive steps with Two-Factor Authentication
Approve or decline online card use in the app before money moves. Extra checks protect payments you did not make.
Confirm sensitive steps with Two-Factor Authentication
Approve or decline online card use in the app before money moves. Extra checks protect payments you did not make.
Rotating CVC codes on your card
Choose a fixed code or let your CVC rotate automatically so stolen card details expire faster.
Rotating CVC codes on your card
Choose a fixed code or let your CVC rotate automatically so stolen card details expire faster.
Rotating CVC codes on your card
Choose a fixed code or let your CVC rotate automatically so stolen card details expire faster.
See every payment with Instant Notifications
Get notified when money leaves or enters your account. Open the app to see amount, time, and account without checking statements.
See every payment with Instant Notifications
Get notified when money leaves or enters your account. Open the app to see amount, time, and account without checking statements.
See every payment with Instant Notifications
Get notified when money leaves or enters your account. Open the app to see amount, time, and account without checking statements.
24/7 Online Support when you need it
Chat in the app or call the 24/7 SOS Hotline for urgent issues like a lost card. We support you in your language.
24/7 Online Support when you need it
Chat in the app or call the 24/7 SOS Hotline for urgent issues like a lost card. We support you in your language.
24/7 Online Support when you need it
Chat in the app or call the 24/7 SOS Hotline for urgent issues like a lost card. We support you in your language.
Limit where your card can be used
Localized Card Protection blocks card use in countries you have not allowed. Turn regions on or off in the app.
Limit where your card can be used
Localized Card Protection blocks card use in countries you have not allowed. Turn regions on or off in the app.
Limit where your card can be used
Localized Card Protection blocks card use in countries you have not allowed. Turn regions on or off in the app.
Freeze your card in the app
Lost your card or see something wrong? Freeze it temporarily or block it permanently in a few taps.
Freeze your card in the app
Lost your card or see something wrong? Freeze it temporarily or block it permanently in a few taps.
Freeze your card in the app
Lost your card or see something wrong? Freeze it temporarily or block it permanently in a few taps.
Extra checks for Apple Pay and Google Pay
Adding your card outside the bunq app requires an SMS code and approval in the bunq app. Someone with only the SMS code cannot add your card.
Extra checks for Apple Pay and Google Pay
Adding your card outside the bunq app requires an SMS code and approval in the bunq app. Someone with only the SMS code cannot add your card.
Extra checks for Apple Pay and Google Pay
Adding your card outside the bunq app requires an SMS code and approval in the bunq app. Someone with only the SMS code cannot add your card.
Verify your identity with iDIN
Share verified identity details with businesses and government services from the bunq app when they request iDIN.
Verify your identity with iDIN
Share verified identity details with businesses and government services from the bunq app when they request iDIN.
Verify your identity with iDIN
Share verified identity details with businesses and government services from the bunq app when they request iDIN.
Choose your plan
Start simple. Upgrade when you need more savings, spending, and travel tools.
Choose your plan
Start simple. Upgrade when you need more savings, spending, and travel tools.
Choose your plan
Start simple. Upgrade when you need more savings, spending, and travel tools.
Security questions answered
How bunq protects your Personal Account and keeps deposits safe.
We use fraud monitoring, strong login controls, and extra safeguards when something looks off. Instant Notifications alert you to payments so you can act quickly.
No branch visit is needed. Opening a Personal Bank Account is fully online: download the bunq app, follow signup, and verify your identity with your phone and a supported ID.
Eligible deposits are protected under the Dutch Deposit Guarantee Scheme (DGS) up to €100,000 per depositor where the rules apply.
We also use features like IBAN name checks, fraud monitoring, remote-access detection, and extra security warnings. See the help article for more on how we protect your account.
Your deposits are protected by the Dutch Deposit Guarantee Scheme (DGS), which covers eligible deposits up to €100,000 per depositor. See the article below for how bunq keeps your money safe.
Yes, your money is safe with bunq. bunq operates under a full European banking license from De Nederlandsche Bank (DNB). Eligible deposits are covered by the Deposit Guarantee Scheme (DGS) up to €100,000 per depositor where the rules apply.
Security questions answered
How bunq protects your Personal Account and keeps deposits safe.
Compare what matters to you: fees, ease of use, savings and budgeting tools, and how you bank day to day. bunq gives you multiple IBANs, Bank Accounts, budgeting, and shared accounts in one app. See the article below to compare our plans and features.
We use fraud monitoring, strong login controls, and extra safeguards when something looks off. Instant Notifications alert you to payments so you can act quickly.
No branch visit is needed. Opening a Personal Bank Account is fully online: download the bunq app, follow signup, and verify your identity with your phone and a supported ID.
Eligible deposits are protected under the Dutch Deposit Guarantee Scheme (DGS) up to €100,000 per depositor where the rules apply.
We also use features like IBAN name checks, fraud monitoring, remote-access detection, and extra security warnings. See the help article for more on how we protect your account.
Your deposits are protected by the Dutch Deposit Guarantee Scheme (DGS), which covers eligible deposits up to €100,000 per depositor. See the article below for how bunq keeps your money safe.
Yes, your money is safe with bunq. bunq operates under a full European banking license from De Nederlandsche Bank (DNB). Eligible deposits are covered by the Deposit Guarantee Scheme (DGS) up to €100,000 per depositor where the rules apply.
Security questions answered
How bunq protects your Personal Account and keeps deposits safe.
Compare what matters to you: fees, ease of use, savings and budgeting tools, and how you bank day to day. bunq gives you multiple IBANs, Bank Accounts, budgeting, and shared accounts in one app. See the article below to compare our plans and features.
We use fraud monitoring, strong login controls, and extra safeguards when something looks off. Instant Notifications alert you to payments so you can act quickly.
No branch visit is needed. Opening a Personal Bank Account is fully online: download the bunq app, follow signup, and verify your identity with your phone and a supported ID.
Eligible deposits are protected under the Dutch Deposit Guarantee Scheme (DGS) up to €100,000 per depositor where the rules apply.
We also use features like IBAN name checks, fraud monitoring, remote-access detection, and extra security warnings. See the help article for more on how we protect your account.
Your deposits are protected by the Dutch Deposit Guarantee Scheme (DGS), which covers eligible deposits up to €100,000 per depositor. See the article below for how bunq keeps your money safe.
Yes, your money is safe with bunq. bunq operates under a full European banking license from De Nederlandsche Bank (DNB). Eligible deposits are covered by the Deposit Guarantee Scheme (DGS) up to €100,000 per depositor where the rules apply.
Open your Personal Account today
Bank with security controls you manage from your phone.
Open your Personal Account today
Bank with security controls you manage from your phone.
Open your Personal Account today
Bank with security controls you manage from your phone.
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What You Need to Know About Banking Fraud
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Keep Your Money Secure With bunq’s Extra Safety Features
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Related articles
More guides on banking with bunq.
Guides5 minute read
What You Need to Know About Banking Fraud
Stay safe from fraud with bunq’s security features and learn key tips for protecting your finances.
Finance3 minute read
Keep Your Money Secure With bunq’s Extra Safety Features
Biometric login, instant payment alerts, and easy card freezes, layered safety features you can turn on in seconds when something feels off.
Related articles
More guides on banking with bunq.
Guides5 minute read
What You Need to Know About Banking Fraud
Stay safe from fraud with bunq’s security features and learn key tips for protecting your finances.
Finance3 minute read
Keep Your Money Secure With bunq’s Extra Safety Features
Biometric login, instant payment alerts, and easy card freezes, layered safety features you can turn on in seconds when something feels off.