Mobile banking means managing your money from a smartphone app instead of visiting a branch. You can check balances, send payments, freeze cards, and handle support wherever you are.

For most people today, the phone is the primary bank. A strong mobile experience saves time, cuts paperwork, and gives you real-time control over every euro.

What you can do with mobile banking

Open and manage Bank Accounts and sub-accounts

Send instant payments and set up scheduled transfers

Track spending with Budgeting and notifications

Save, invest, or hold foreign currency without a branch visit

Get help and secure your account with biometrics and card controls

Mobile banking vs online banking

Online banking usually refers to a website on a computer. Mobile banking is built for touch, cameras (ID checks, receipt scans), and push alerts. Many users do everything on mobile; others mix both.

Mobile banking at bunqbunq is built mobile-first: no branches, no queues. Manage accounts, ZeroFX spending abroad, Savings, and cards in one app. Security tools live under secure banking and security.

Common questions

Is mobile banking safe?Yes, when you use a licensed bank app, enable screen lock and two-factor authentication, and never share login codes.

Can I use bunq without a Dutch address?

Eligibility depends on your nationality and residence. Start signup in the app to see available options for your situation.