A joint savings account is a shared Savings Account that two or more people own together. Everyone can see the balance, contribute, and withdraw according to the account rules, making it easier to save toward shared goals like a home, wedding, or family emergency fund.

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Why use a joint savings account\n

Couples, families, and housemates often pool money for expenses or long-term targets. A joint account adds transparency: all holders see the same transaction history, which reduces guesswork about who paid what and how much you have saved together.

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Joint savings work best when everyone trusts each other and agrees on how the money will be used. Many people keep personal spending in separate accounts and use a joint account only for shared goals.

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Joint savings at bunq\n

With bunq Joint Accounts, you can save together with up to 10 people, earn interest on your shared balance, and get instant notifications when money moves. Pair joint savings with Budgeting and Automated Savings tools like Auto Round Up to build your shared cushion without manual transfers every week.

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Common questions\n

Is a joint savings account different from a joint current account?\n

Yes. A joint current account is for everyday bills and spending. A joint savings account is for money you are setting aside to grow or use for a future goal.