Easily Manage your Employee Expenses
Take control of your team's expenses in real-time. Set custom spending limits, let employees scan receipts directly into the app, and seamlessly sync with your accounting software—saving you time and money.

Take control of business expenses—your way
Get started in 5 minutes
Issue company debit or credit cards instantly from day one
Stay on top of spending
Set limits and track expenses in real time—no surprises
Keep full control
Give employees the tools they need without sharing full account access
Get 1% Cashback on every expense
Order physical or digital cards in seconds
Prepaid cards—no credit line, no debt
Get the best exchange rates with unlimited ZeroFX
Let us handle your receipts
With bunq’s AI assistant, Finn, employees can upload multiple receipts in one go, and Finn will instantly match them to the right transactions—saving you time and hassle.

Effortless bookkeeping
Your business expenses sync in real time with your favorite accounting software, so your books are always up to date. No manual uploads, no missed transactions—just smooth, automated bookkeeping.

Accept card payments with just your phone
Let employees take card payments anywhere—no extra hardware needed. Every employee account comes with a built-in card reader using Tap to Pay for iPhone & Google Play.

Give your team the card that works everywhere
Give your team the freedom to pay anywhere, even where credit cards aren’t accepted. With both Debit and Credit Cards, you’re covered everywhere. Stay in control with real-time tracking, custom limits, and effortless management.
Trusted by millions of users

Insured up to €100,000
Your money is protected by the Dutch Deposit Guarantee Scheme (DGS).
Card Payment Refunds
Your money is protected if something doesn't go as planned.
Instant Payments
Send and receive money instantly, no waiting.
24/7 support
Instant help in your language, whenever you need it.
Plans that work for your business
Manage employee expenses with ease. Enjoy a 30-day free trial on any new business account.
bunq Pro Business
€13.99/month
The bank account that travels with you. Includes 3 employee cards
bunq Elite Business
€23.99/month
The bank account designed for your international business. Includes 10 employee cards with option to buy more
Frequently Asked Questions
How many employee cards can I add?
The bunq Pro Business plan has a limit of 3 employee cards. Meanwhile, the bunq Elite Business plan includes up to 10 cards for free within the plan. Thereafter €9.99 one off (only if they choose a physical card) + €3.49 per month per employee (virtual or physical).
Can employees also spend with physical cards?
Yes! You can request physical employee cards with bunq as well. You will receive your card in the mail within 10 business days. You can also check the estimated delivery date in the app.
Can employee cards be added to digital wallets?
Yes, you can add employee cards to Google/Apple Pay.
Do bunq employee credit cards have a credit line?
bunq employee cards are prepaid and do not have a credit line, so there's no risk of ever falling into debt. It also means that no credit checks are required in order to get this card!
Do I receive Cashback on every employee card expense?
Yes, the 1% Cashback is given on all expenses with employee credit cards.
Are there any monthly card fees?
For bunq Pro Business users, the first 3 employee cards are included for free, and for bunq Elite Business users, the first 10 employee cards are included for free. After these free cards, there is a monthly fee of €3.49 per employee card. Additionally, if a physical card is ordered, there is a one-off fee of €9.99.
Start your 30-day free trial
Open your account in just 5 minutes, directly from your phone.
