Why bunq is the Best Choice for Expats in Spain

Moving to Spain? Looking for a hassle-free way to manage your money? With so many banking options, it’s important to choose the one that fits your lifestyle. If you’re an expat, traveler, or simply someone who values innovation and sustainability, there’s one clear choice: bunq.

28 April 2025

Planning to move to Spain? Don’t let banking slow you down. With so many options—Revolut, N26, Banco Santander, BBVA—it can be hard to know where to start. But if you’re an expat, digital nomad, or simply someone who wants fast, flexible banking that works for your lifestyle, bunq is the clear winner.

Fast, Paperless, Mobile-First

Say goodbye to waiting in lines and sorting through forms. With bunq, you open your account in minutes and manage your money entirely from your phone. That means less time on admin and more time enjoying your new life in Spain.

Why bunq is Different

  • Open an account in 5 minutes: No NIE. No paperwork. No branch visits. Just download the app and start.

  • Get a Spanish IBAN: Make and receive payments with ease from day one, just like a local.

  • ZeroFX on international payments: Send and spend in other currencies without hidden fees or weekend surcharges.

  • Easy Budgeting tools: Multiple bank accounts, automated savings, and real-time insights help you stay in control of your finances—without the spreadsheets.

  • Bank sustainably: Every time you use your bunq card, you help plant trees. You won’t find that at Banco Santander or BBVA.

What About Other Banks?

  • Revolut is great for currency exchange, but it still adds weekend fees and hidden costs. bunq keeps it simple with ZeroFX and no surprise charges.

  • N26 offers a clean interface and basic banking tools, but lacks key features like multiple bank accounts and sustainability initiatives. With bunq, you get both.

  • Banco Santander and BBVA are traditional Spanish banks with familiar names—but that means traditional processes too. Expect paperwork, slower account setup, and higher fees. bunq is faster, more flexible, and built for the way expats actually live today.

Why Expats in Spain Choose bunq

  • No NIE required: Start banking immediately, even before you land.

  • International friendly: Seamlessly spend and send money with ZeroFX and a local IBAN.

  • Built for digital nomads: Travel often? Freelance? bunq gives you the flexibility and tools to manage it all.

  • Track, save, and stay in control: Budget smarter with features designed for real life. Budgeting that’s so easy you’ll actually do it.

  • Make a real impact: Your everyday spending helps fund reforestation efforts around the world.

The Future of Banking in Spain

bunq isn’t just another digital bank. It’s the only choice that combines speed, smart features, and sustainability in one powerful app. While others stick to the old way of doing things, we’re building a better way forward—for you and for the planet.

Ready to make the switch? Open your bunq account in 5 minutes and bank on your terms.

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Start your 30-day free trial

Open your account in just 5 minutes, directly from your phone.

Start your 30-day free trial

Open your account in just 5 minutes, directly from your phone.

Find your perfect fit

Easy Savings icon

bunq Free

Free

The essentials to get you started.

Easy Bank icon

bunq Core

€3.99/month

The bank account for everyday use.  

Easy Bank Pro icon

bunq Pro

€9.99/month

The bank account that makes budgeting easy.

Easy Bank Pro XL icon

bunq Elite

€18.99/month

The bank account designed for your international lifestyle.

Find your perfect fit

Easy Savings icon

bunq Free

Free

The essentials to get you started.

Easy Bank icon

bunq Core

€3.99/month

The bank account for everyday use.  

Easy Bank Pro icon

bunq Pro

€9.99/month

The bank account that makes budgeting easy.

Easy Bank Pro XL icon

bunq Elite

€18.99/month

The bank account designed for your international lifestyle.

Find your perfect fit

Easy Savings icon

bunq Free

Free

The essentials to get you started.

Easy Bank icon

bunq Core

€3.99/month

The bank account for everyday use.  

Easy Bank Pro icon

bunq Pro

€9.99/month

The bank account that makes budgeting easy.

Easy Bank Pro XL icon

bunq Elite

€18.99/month

The bank account designed for your international lifestyle.