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Requirements for bunq

Information Sheets
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Please note this PDF document is our legal source of truth.

Who can open a bunq account?

We are active in many countries of the European Economic Area (EEA) but we offer different plans in each one as we explain here. All citizens of the European Economic Area that are residents in the countries that we operate can sign up for bunq. If you are not a European citizen but you live in one of the countries that we work in you can check here which documents can be used to sign up. Keep in mind that some memberships are only available in specific countries. In case you are a so-called Politically Exposed Person then additional conditions may apply.

As a result of the ongoing war in Ukraine, Ukrainian citizens that have recently become refugees are now able to open a bunq account.

Please be aware that if you are a resident in Germany or France and want a local IBAN you will be asked to verify your identity again. The list of documents that we can accept in this case is more limited, you can check it here.

Can I open a bunq account as a minor?

If you are under 18 years old, you will need permission from a legal guardian to open an account. Your legal guardian will need to have an account with us before you can start using your own. For more info, check out this topic.

What do I need to open a bunq account?

If you wish to open a Personal account with us, you will need to provide a valid identity document to verify your identity.

Who can open a bunq business account?

If you wish to open a Business account with us, you can do so if:

  • You are an authorized representative of the company.
  • You are resident in the country where your business is registered
  • Your business is registered in the Netherlands, Germany, France, Italy, Spain, Austria, Belgium or Ireland.

Want to know the requirements of opening a Business account? Check this topic.

Want to know the accepted legal forms for opening a Business account? Check this topic.

Want to know what documents are needed to open a Business account? Check this topic.

What are the Minimum device specs to use the app?

  • iOS: 13.0 and later
  • Android Lollipop 5.0+

Requirements for bunq

Information Sheets

Who can open a bunq account?

We are active in many countries of the European Economic Area (EEA) but we offer different plans in each one as we explain here. All citizens of the European Economic Area that are residents in the countries that we operate can sign up for bunq. If you are not a European citizen but you live in one of the countries that we work in you can check here which documents can be used to sign up. Keep in mind that some memberships are only available in specific countries. In case you are a so-called Politically Exposed Person then additional conditions may apply.

As a result of the ongoing war in Ukraine, Ukrainian citizens that have recently become refugees are now able to open a bunq account.

Please be aware that if you are a resident in Germany or France and want a local IBAN you will be asked to verify your identity again. The list of documents that we can accept in this case is more limited, you can check it here.

Can I open a bunq account as a minor?

If you are under 18 years old, you will need permission from a legal guardian to open an account. Your legal guardian will need to have an account with us before you can start using your own. For more info, check out this topic.

What do I need to open a bunq account?

If you wish to open a Personal account with us, you will need to provide a valid identity document to verify your identity.

Who can open a bunq business account?

If you wish to open a Business account with us, you can do so if:

  • You are an authorized representative of the company.
  • You are resident in the country where your business is registered
  • Your business is registered in the Netherlands, Germany, France, Italy, Spain, Austria, Belgium or Ireland.

Want to know the requirements of opening a Business account? Check this topic.

Want to know the accepted legal forms for opening a Business account? Check this topic.

Want to know what documents are needed to open a Business account? Check this topic.

What are the Minimum device specs to use the app?

  • iOS: 13.0 and later
  • Android Lollipop 5.0+

Please note the downloadable PDF document at the top of this page is our legal source of truth.

Need more help?

If you ever have questions about legal matters, don't hesitate to get in touch with our support team. Our helpful guides are here to explain everything in plain language, so you know exactly what’s going on at all times.

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