Bank of The Free
Enjoy features that save you time, every time. Never deal with paperwork, branch visits, or bureaucracy ever again, and get the freedom to focus on what’s truly important: your business.
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Sign up in 5 minutes to join The Free. You only need your phone. Download the app now to get started.
Simply enter your phone number and we'll send you an invite link via SMS.
Never have to worry about doing your bookkeeping manually. Just set up a direct connection between bunq and your bookkeeping software once and you’re good to go: you’ll always have a realtime overview of your bookkeeping. Without any manual effort.
Your accountant or bookkeeping software doesn’t support a direct connection yet? Set up an automatic monthly export, so you will never have to spend time on manual exports ever again.
Discover bookkeeping apps
Keep a clear overview of your finances by opening as many sub-accounts as you want. Each comes with its own IBAN, so you can use them for direct debits, online payments and your cards as well.
Want to link your cards to two sub-accounts at the same time? Check out our patent pending Dual PIN technology.
Simply scan an invoice and the bunq app will fill in all payment details automagically, also with giro collection forms.
Got a PDF invoice in your email? No worries, you can copy it to the bunq app directly from your phone.
Add or remove a director without any paperwork or waiting, simply by using the app.
Want to grant an employee access to your (sub-)account, without the risks of full account access? Add them through the app, without wasting any time.
Time to revoke the access? Do so immediately, all with the app.
You always know what’s going on with your finances thanks to instant notifications. Get them for each card payment, direct debit or any other transaction.
Experience total safety by blocking cards, changing PINs or adjusting limits in realtime.
Got a direct debit? You’ll get a notification upfront, so you can decide to approve it or not.
Need to do a batch of payments? Enter them easily and quickly through bunq Web, thanks to keyboard shortcuts.
Received a SEPA XML batch? Approve it on the go, directly from the app.
No time to wait for a payment? Instant payments are supported.
Hook up your systems to our realtime API and never do anything manually again. Read more about our advanced capabilities here:
Discover our API
Benefit from an interest rate 9 times higher than what you’d get at traditional banks. Plus you get interest over all your accounts, not just savings accounts.
Payouts are monthly so you won’t have to wait a full year to benefit.
Prevent being an accessory to destroying our planet. At bunq we only invest ethically.
Better yet, we’re the only bank in the world where you have the freedom of choice.
So you can decide what happens with the money that bunq invests.
Don't have your phone on you? No problem. With bunq, you can control your banking from your desktop and your Apple Watch too. Easy!
Control your money right from your desktop: get a wide-screen overview of your balances, view all of your transactions and events, freeze your card right from your desktop, and accept or decline payment requests, all without needing your phone. You wanted it. We did it. (Even though we swore we never would!).
The most amazing bunq features, all from the comfort of your Apple Watch: link your cards to your sub-accounts, view sub-account balances, accept payment requests, and pay online without your phone by viewing your CVC and accepting 3D Secure payments. All using your wrist.
With just your mobile, tax details and ID you already have a business account in 5 minutes. No office visits, no waiting, no paperwork.
Have your business bank account up and running in no time, using just your phone, business details and ID. No branch visits, no waiting, no paperwork.
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