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What is virtual credit card and how to use it wisely

May 20, 2023

In today's digital age, making online payments has never been easier. With a virtual credit card, you can enjoy a secure and convenient way to manage your finances. In this blog post, we'll explore what a virtual credit card is and how to use it wisely with bunq, your go-to online bank.

What is a Virtual Credit Card?

A virtual credit card is a digital version of a traditional physical card. It functions similarly by allowing you to make online payments without disclosing your actual card details. This adds an extra layer of security to your transactions, reducing the risk of fraud.

With bunq, you can easily create a virtual credit card and start using it right away for your online purchases. Plus, bunq offers biometric ID and purchase protection, ensuring your transactions are safe and secure.

How to Use Your Virtual Credit Card Wisely

  • Keep track of your expenses: With bunq's easy budgeting feature, you can monitor your spending and stay within your budget.
  • Use it for online shopping: Virtual credit cards are perfect for online payments, as they protect your sensitive information from potential hackers.
  • Set limits: Limit your virtual credit card usage to specific amounts or time frames to avoid overspending.
  • Secure your account: Always use strong passwords and enable two-factor authentication to keep your account safe.
  • Monitor for suspicious activity: Regularly check your transaction history for any unauthorized charges.

Enjoy the Benefits of a Virtual Credit Card with bunq

By choosing bunq as your online bank, you'll not only have access to virtual credit cards but also benefit from features like instant payments, sub-accounts, and zero foreign exchange fees. With bunq, managing your finances has never been easier.


A virtual credit card is a great tool for secure online payments. By using it wisely with bunq, you can enjoy the convenience of online shopping while keeping your financial information safe. Ready to experience the benefits of a virtual credit card? Join bunq today!

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