How often do you think about how you don't have enough saved in the bank to really treat yourself? You may feel that you can't go out to dinner, have a drink with a friend, or buy yourself that gift you've been wanting for years.
The truth is, it doesn't have to be that hard! In fact, there’s two ways you can pay yourself: literally, by finding easy and effective ways to add money to your savings account, and by taking care of yourself! We’re here to help you with both!
How? Read on to find out!
1. Solo trips
Whether you have a job that allows you to work from anywhere in the world or whether you have to be in an office several times a week, taking small trips is an amazing and effective way to treat yourself.
You don't have to take time off, forego any pay, or worry about catching up when you get back to work. Instead, you can have it all and the trip as well! And if COVID has taught us anything, it’s that you don’t have to travel far to get away from it all. Moreover, with bunq it’s super easy to quickly get the money you need to go where you want to go!
2. Treat yourself
You don't always need a reason to go out to dinner. You also don't need another person to go out to dinner with.
You can simply take yourself out to a casual dinner whenever you want. Or simply pay yourself and your savings by staying home to celebrate with a cozy night in rather than going out!
It may sound like a cliche, but one very effective way of saving money in the long term is to appreciate the small things in the here and now.
3. Invest in personal growth
You can pay yourself by investing in your own personal growth. Although you aren't saving the money, you are using it on something that counts for more.
To invest in your own growth, you can start a new hobby, take professional development courses, take a course on something you love, or learn something new! Doing one or more of these things is taking care of yourself.
Once you take care of yourself, you can worry about your personal savings.
Pay yourself first
We all think it at some point: “I can't afford to treat myself." The same way you just made these new things part of your calendar, you need to make this a part of your financial situation. And there's a really easy and fun way to do it.
Paying yourself first is a popular trend in personal finance. Long story short, instead of having to actively put money aside into savings - or a treat-yourself account - you simply save by rounding up each of your payments. If your dinner is $20.40, $0.60 would go into your savings.
So even when you treat yourself, you are also paying yourself.
bunq understands that you'd rather not go about your life with an Excel sheet calculating these amounts. That's why we automatically do this for you. All you have to do is:
- Using Savings Account
- Tap on Add.
- Tap on Add Sub-Account.
- Choose Savings Account.
- Personalize it!
- Savings Account created 💰
That's it! You now have an account for treating yourself that will constantly grow.
Head to this link to grow your account today!