3.85%* interest, zero fees
Get a free Savings Account in 5 minutes. No minimum deposit, no fixed terms.
Save money the way you want
Enjoy the freedom of a Savings Account that fits your needs. Every month, you get paid high interest over your savings. No minimum deposit, and no fixed terms.
Your money, your rules
bunq is the only bank in the world that lets you decide how your money gets invested. We call it Freedom of Choice: you use the bunq app to tell us how to invest your money, earn interest from socially-responsible industries, and ffortlessly grow your savings while creating a greener future.
Combine it with AutoSave
Paid users can automatically save their spare change to give their savings account a little boost.
Sign up in just 5 minutes
Open your account in just 5 minutes to start saving high interest easily. All you need is your phone and ID.
Choose your perfect fit 🌟
Each of our plans is designed to make your life easier in its own unique way.
High interest. Zero fees.
Get a Dutch Savings Account with NL IBAN
Enjoy weekly payouts with 2.46% interest
Choose how your savings get invested
Your money is insured up to €100,000 by DGS
Spin the Wheel of Fortune for prizes
Withdraw from your savings 2 times per month
Stay up to date with real-time notifications
Open an account in minutes.
Get 1 physical card
Make mobile payments with Apple/Google Pay
Send instant payments
Set up your unique, always-on payment link
Create Joint Accounts with any other bunqer
Auto-track and split Group Expenses
Discover your friends' recommended Places
Discover borderless banking.
Get 3 physical cards + 25 Virtual Credit Cards
Create up to 25 Sub-Accounts
Automatically pay from the right Sub-Account
Open NL, DE, FR, ES, IT or IE IBAN Sub-Accounts
Receive, spend and save in 15+ currencies
Get 1% Cashback at restaurants and bars
Earn 3.71% interest on GBP/USD
Be sustainable effortlessly.
Plant a tree for every €100 you spend
Earn 2% Cashback on public transportation
Have Metal Card purchases insured
Track the CO2 impact of your payments
1 friend earns trees and Cashback with you
Create a Green Tribe and compete with other teams to plant the most trees
High interest.
Zero fees.
Get a Dutch Savings Account with NL IBAN
Enjoy weekly payouts with 1.05% interest
Choose how your savings get invested
Your money is insured up to €100,000 by DGS
Spin the Wheel of Fortune for prizes
Withdraw from your savings 2 times per month
Stay up to date with real-time notifications
Open an account in minutes.
Get 1 physical card
Make mobile payments with Apple/Google Pay
Send instant payments
Set up your unique, always-on payment link
Manage your finances on bunq Web
Auto-accept & schedule payment requests
Migrate smoothly with Switch Service
Discover borderless banking.
Get 3 physical cards + 25 Virtual Credit Cards
Create up to 25 Sub-Accounts
Receive, spend and save in 15+ currencies
Scan, auto-fill & pay invoices in seconds
Auto-export and send financial statements
Set aside VAT for your payments automatically
Use unique trade names per Sub-Account
Be sustainable effortlessly.
Plant a tree for every €100 you spend
Earn 2% Cashback on public transportation
Have Metal Card purchases insured
Track the CO2 impact of your payments
1 friend earns trees and Cashback with you
Create a Green Tribe and compete with other teams to plant the most trees
We're in the news 📰
Start your 30-day free trial 🚀
Open your account in just 5 minutes, directly from your phone.
Still have questions?
Have more questions?
Check out our Together topic on Cashback, with a detailed breakdown.
