.png)

Create your own strategy
Choose from a range of 3 risk appetites and control how your money’s invested. Create a low-risk portfolio to earn steady interest on your deposits or increase your risk tolerance for the potential to make bigger gains on your investments.
Add to your investments every time you spend
Have your payments rounded up to the nearest € and the difference added to your Easy Investments portfolio. Invest a little bit more every time you spend with bunq and watch your investments grow all on their own.


Monitor your investments in real-time from the app
Easily track the progress of your investments right from the bunq app. You’ll receive instant notifications whenever there’s a change to your portfolio and get updated predictions on the growth of your investments.
Invest wisely
We’ve partnered with Birdee to offer you an easy way to automatically invest your money, right from the bunq app. As always, investing involves risks, you may gain or lose money on investments you make. Check out our Together page for more information.

Choose your perfect fit 🌟
Each of our plans is designed to make your life easier in its own unique way.
High interest. Zero fees.
Get a Dutch Savings Account with NL IBAN
Enjoy weekly payouts with 2.46% interest
Choose how your savings get invested
Your money is insured up to €100,000 by DGS
Spin the Wheel of Fortune for prizes
Withdraw from your savings 2 times per month
Stay up to date with real-time notifications
Open an account in minutes.
Get 1 physical card
Make mobile payments with Apple/Google Pay
Send instant payments
Set up your unique, always-on payment link
Create Joint Accounts with any other bunqer
Auto-track and split Group Expenses
Discover your friends' recommended Places
Discover borderless banking.
Get 3 physical cards + 25 Virtual Credit Cards
Create up to 25 Sub-Accounts
Automatically pay from the right Sub-Account
Open NL, DE, FR, ES, IT or IE IBAN Sub-Accounts
Receive, spend and save in 15+ currencies
Get 1% Cashback at restaurants and bars
Earn 3.71% interest on GBP/USD
Be sustainable effortlessly.
Plant a tree for every €100 you spend
Earn 2% Cashback on public transportation
Have Metal Card purchases insured
Track the CO2 impact of your payments
1 friend earns trees and Cashback with you
Create a Green Tribe and compete with other teams to plant the most trees
High interest.
Zero fees.
Get a Dutch Savings Account with NL IBAN
Enjoy weekly payouts with 1.05% interest
Choose how your savings get invested
Your money is insured up to €100,000 by DGS
Spin the Wheel of Fortune for prizes
Withdraw from your savings 2 times per month
Stay up to date with real-time notifications
Open an account in minutes.
Get 1 physical card
Make mobile payments with Apple/Google Pay
Send instant payments
Set up your unique, always-on payment link
Manage your finances on bunq Web
Auto-accept & schedule payment requests
Migrate smoothly with Switch Service
Discover borderless banking.
Get 3 physical cards + 25 Virtual Credit Cards
Create up to 25 Sub-Accounts
Receive, spend and save in 15+ currencies
Scan, auto-fill & pay invoices in seconds
Auto-export and send financial statements
Set aside VAT for your payments automatically
Use unique trade names per Sub-Account
Be sustainable effortlessly.
Plant a tree for every €100 you spend
Earn 2% Cashback on public transportation
Have Metal Card purchases insured
Track the CO2 impact of your payments
1 friend earns trees and Cashback with you
Create a Green Tribe and compete with other teams to plant the most trees
We're in the news 📰
Start your 30-day free trial 🚀
Open your account in just 5 minutes, directly from your phone.

Still have questions?
Have more questions?
Check out our Together topic on Cashback, with a detailed breakdown.