Mobile banking that sets you free
Free yourself from the hassle of money admin. Discover how bunq can empower you with a 30-day free trial of any plan.


Borderless banking 🌍
We’ve designed an experience that always makes you feel right at home. Seamlessly manage your finances wherever you are, with international IBANs, multi-currency banking, and other tools that help you save money and time.
No international fees 🔄
With bunq ZeroFX, you’ll always get the real time exchange rate, and skip any extra banking fees. Just use your bunq Credit Mastercard and automatically save up to 3% whenever you spend abroad. Thanks to our partnership with Wise, you can send also money all over the world, for up to 8 times cheaper than with traditional banks.

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Grow your savings 🥅
Automate your money admin and effortlessly budget for anything you want: rent, groceries, holidays, a new phone... Send your spare change to a high-interest Savings Account and you’ll be crushing those goals before you know it.
Better together 👯
Everything is better when we do it together, so we made sharing bank accounts easier than ever. Whether you want to open a new joint (savings) account with someone, or give them access to one of your existing accounts, it’s set up in a few taps.

Choose your perfect fit 🌟
Each of our plans is designed to make your life easier in its own unique way.
High interest. Zero fees.
Get a Dutch Savings Account with NL IBAN
Enjoy weekly payouts with 2.46% interest
Choose how your savings get invested
Your money is insured up to €100,000 by DGS
Spin the Wheel of Fortune for prizes
Withdraw from your savings 2 times per month
Stay up to date with real-time notifications
Open an account in minutes.
Get 1 physical card
Make mobile payments with Apple/Google Pay
Send instant payments
Set up your unique, always-on payment link
Create Joint Accounts with any other bunqer
Auto-track and split Group Expenses
Discover your friends' recommended Places
Discover borderless banking.
Get 3 physical cards + 25 Virtual Credit Cards
Create up to 25 Sub-Accounts
Automatically pay from the right Sub-Account
Open NL, DE, FR, ES, IT or IE IBAN Sub-Accounts
Receive, spend and save in 15+ currencies
Get 1% Cashback at restaurants and bars
Earn 3.71% interest on GBP/USD
Be sustainable effortlessly.
Plant a tree for every €100 you spend
Earn 2% Cashback on public transportation
Have Metal Card purchases insured
Track the CO2 impact of your payments
1 friend earns trees and Cashback with you
Create a Green Tribe and compete with other teams to plant the most trees
High interest.
Zero fees.
Get a Dutch Savings Account with NL IBAN
Enjoy weekly payouts with 1.05% interest
Choose how your savings get invested
Your money is insured up to €100,000 by DGS
Spin the Wheel of Fortune for prizes
Withdraw from your savings 2 times per month
Stay up to date with real-time notifications
Open an account in minutes.
Get 1 physical card
Make mobile payments with Apple/Google Pay
Send instant payments
Set up your unique, always-on payment link
Manage your finances on bunq Web
Auto-accept & schedule payment requests
Migrate smoothly with Switch Service
Discover borderless banking.
Get 3 physical cards + 25 Virtual Credit Cards
Create up to 25 Sub-Accounts
Receive, spend and save in 15+ currencies
Scan, auto-fill & pay invoices in seconds
Auto-export and send financial statements
Set aside VAT for your payments automatically
Use unique trade names per Sub-Account
Be sustainable effortlessly.
Plant a tree for every €100 you spend
Earn 2% Cashback on public transportation
Have Metal Card purchases insured
Track the CO2 impact of your payments
1 friend earns trees and Cashback with you
Create a Green Tribe and compete with other teams to plant the most trees
We're in the news 📰
Start your 30-day free trial 🚀
Open your account in just 5 minutes, directly from your phone.

Still have questions?
Have more questions?
Check out our Together topic on Cashback, with a detailed breakdown.